This is how YOU have chosen to do it. Let us know if it is physical or virtual.
I found an old post from 2009 about this, wondering what the answers will be a decade later : https://news.ycombinator.com/item?id=526517
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I found an old post from 2009 about this, wondering what the answers will be a decade later : https://news.ycombinator.com/item?id=526517
This is usually an ideal payment in .nl, and various other payment methods in other european countries.
Bitcoin.
People have figured out that the overhead is only about $0.50 if you're willing to wait, but most consumer apps don't make it easy to default to the lower fee.
(I haven't looked into this for some time, so that last paragraph is a bit dated.)