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What happened to Mint?

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Re: What happened to Mint?

#381

Post by giodamelio »

jnfr wrote: post #334
move-on-by wrote: post #150

Earlier quoted context omitted.

I tried really hard to like ynab, but I just couldn't get the hang of it. I think the hangup is that I'm not really looking for a budgeting tool, I just want to categorize and see where my money is going - less so planning. Its easy to do that with Mint as budgeting in Mint feels more like an addon then a core concept.

Founder of Lunch Money ( https://lunchmoney.app ) here– I encourage you to check us out! I'd like to think we're a more non-opinionated and simple alternative to YNAB.

I'll just throw in an extra 1up here. I am a very happy customer of Lunch Money. It's the only app I have ever stuck with for any amount of time.

It is still early days for the product, bur it is rapidly improving and the creator is very good and communicate. The couple of times I have requested support (mostly for feature suggestions), she has gotten back to me very quickly.

Re: What happened to Mint?

#383

Post by vgchh »

Unfortunately, personal finance has been strange as far as innovation is concerned. Mostly it has regressed (negative innovation?). I haven't encountered a single service that has managed to even come close to the depth and breadth of decades old Microsoft Money. MS Money supported budgeting, bills, cashflow forecast, investment portfolio, performance, allocations, comparative reporting etc. All with a incredible depth. Despite all its faults, MS built an incredible product, just that it didn't move their bottom line. It was a sad moment when they discontinued it.

Today I like Personal Capital. But it lacks breadth. Solid Portfolio tracking, Retirement Planner. Shallow budgeting, bill tracking, cash flow.

I miss MS Money

Re: What happened to Mint?

#384

Post by dsd »

zifnab06 wrote: post #169
Ozzie_osman wrote: post #29

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

I’ve looked at a lot of budgeting apps. In order of priority, I want: 1. Don’t be evil (aka don’t be intuit) 2. Web based with some sane security (2fa, encryption at rest, etc) 3. The ability to sync transactions from my bank. 4. Budgeting/reporting. 5. Some sort of sane forecasting. You’ve got N months of data from a customer, why can’t you tell them in 6 months this account is expected to have $x in it? 6. Sane API…

7. auto-categorization

Re: What happened to Mint?

#385

Post by inamesh »

ghostpepper wrote: post #254

The killer feature I am waiting for is any site or app with automatic transaction importing from my bank without requiring me to input my online banking password and thus being one data breach away from someone having full access to all my accounts (sms-based 2FA notwithstanding) This is a solved problem in tech (OAuth, I think) so clearly there are perverse financial incentives (ie. my bank doesn't want to make it e…

There are ways. I'm working on one right now! It's not easy and go to market will take a looong time so I'm keeping my day job but I believe it's a problem worth solving.

Re: What happened to Mint?

#386

Post by Fomite »

bananamerica wrote: post #312
wyclif wrote: post #272

Earlier quoted context omitted.

I hate the phrase "lifestyle business." Look: it's a business. No, it's not going to make VCs billionaires. But it's a perfectly respectable business nonetheless. Nothing wrong with that.

So I went to Wikipedia and found this definition: "A lifestyle business is a business set up and run by its founders primarily with the aim of sustaining a particular level of income and no more; or to provide a foundation from which to enjoy a particular lifestyle." Seems like a useful concept. What's wrong with it?

It's often set up as a binary. Either you are a VC backed "big play" or you're a lifestyle business.

Which lumps a business that employs 140 people in several states and makes a few hundred thousand in profit every year with a bookstore with a cat that barely breaks even, and is closed every Wednesday so the owner can go skiing.

Re: What happened to Mint?

#387

Post by drabadur »

shashank wrote: post #273
kposehn wrote: post #267

Earlier quoted context omitted.

I’ve never seen them before - and it allows me to enter transactions ahead of time! However, it can’t track stock options without doing it manually. Wish they supported that.

Founder here. Our product is very optimized for people who want to see things ahead of time. Entering stuff manually, reminders, budgets, forecasting, all the way up to retirement planning. About stock options: We do support automatic syncing with investment accounts. Is your institution not supported? Or is there some other issue you are facing? If you'd like, you can email me at shashank@buxfer.com and I would love…

Curious to know why MFA is only available in the most expensive category (PRIME)?

It seems like if I don't pay the full amount I don't deserve my budget to be as secure as possible. And this is a no go for me.

Re: What happened to Mint?

#388

Post by yubiox »

I'd love to find an app that supports my use case. I already know my consistent monthly bills (house, electric, gas, water, sewer, internet, cellphone, student loans, etc etc etc) and I know how much I have left over for varying costs which are basically food/booze/entertainment. I'd like to make a budget for just that and have it let me know how much money I have left to eat/drink/play today, this week, this month. I already use mint and a spreadsheet to see the big picture, I don't want to connect to anything.

Re: What happened to Mint?

#389

Post by yubiox »

djstein wrote: post #92

Just going to post a great alternative that people over at http://reddit.com/r/financialindependence/ recommend Personal Capital http://personalcapital.com/ I've been using it for about 4 years now. Best money management system I've used in a long time

I tried it out after seeing all the glowing reviews in this thread and it couldn't connect to ally.com.

Re: What happened to Mint?

#390

Post by sizzle »

creade wrote: post #216

One of my longest standing mint mysteries is how I alone was A/B tested into them trying to bum pizza off me: https://pbs.twimg.com/media/CSg_ZxLU8AAF96d?format=png&name=... I haven't been able to find any other confirmation that this was a thing outside the one time I saw it.

Could be a malicious browser extension or virus trying to steal your payment or bank login credentials in a seemingly innocuous way.
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