251–260 of 333 posts
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Not even close to true. We’re one of the larger clients with Plaid and that’s not on Plaid but the service provider to not provide a manual entry. Plaid works great and we’ve ran into next to no issues with customers linking Plaid
No issues with customers linking Plaid. If your company is ONLY supporting Plaid then your issue is that your smarter customers are leaving.
Any organization that asks for your personal password is nefariously normalizing this behavior and building complacency in consumers to trust anyone with their private information.
Plaid is terrible! Both Wells Fargo and Bank of America support API integration, but Plaid chooses to screen-scrape and does not work if you have 2FA enabled. Also, you can't even manually enter your bank information. In other words, even if you pay dearly to Plaid, you may block many users who use some of the top banks in the States! There is a bunch of services I cannot use because they rely solely on Plaid, and I'…
> and does not work if you have 2FA enabled Certainly false, at least for Bank Of America. Just yesterday I connected BofA to privacy.com using Plaid and it asked me to enter the SMS 2fa code.
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Think what you want about the EU, but sometimes they have good initiatives. https://www.eu-startups.com/2019/09/open-banking-and-what-it...
This is a sham. You need to go through lots of audits & other administrative BS in order to be declared an "AISP" even if you don't actually process banking data yourself and it never leaves the user's device. Imagine PCI-DSS compliance but without the exception that you don't have to be PCI-compliant yourself if you don't touch card data and pass it directly to a PCI-compliant payment processor.
At least we'll be able to say... They've gone into plaid!
Plaid is terrible! Both Wells Fargo and Bank of America support API integration, but Plaid chooses to screen-scrape and does not work if you have 2FA enabled. Also, you can't even manually enter your bank information. In other words, even if you pay dearly to Plaid, you may block many users who use some of the top banks in the States! There is a bunch of services I cannot use because they rely solely on Plaid, and I'…
> does not work if you have 2FA enabled Plaid definitely works with BoA + 2FA, at least as of about a month ago when I had to use it.
Plaid is terrible! Both Wells Fargo and Bank of America support API integration, but Plaid chooses to screen-scrape and does not work if you have 2FA enabled. Also, you can't even manually enter your bank information. In other words, even if you pay dearly to Plaid, you may block many users who use some of the top banks in the States! There is a bunch of services I cannot use because they rely solely on Plaid, and I'…
Not even close to true. We’re one of the larger clients with Plaid and that’s not on Plaid but the service provider to not provide a manual entry. Plaid works great and we’ve ran into next to no issues with customers linking Plaid
Plaid is terrible! Both Wells Fargo and Bank of America support API integration, but Plaid chooses to screen-scrape and does not work if you have 2FA enabled. Also, you can't even manually enter your bank information. In other words, even if you pay dearly to Plaid, you may block many users who use some of the top banks in the States! There is a bunch of services I cannot use because they rely solely on Plaid, and I'…
> and does not work if you have 2FA enabled Certainly false, at least for Bank Of America. Just yesterday I connected BofA to privacy.com using Plaid and it asked me to enter the SMS 2fa code.
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So, you call me a liar? I have personal, my own business, and several accounts of a nonprofit I am an officer at. All have 2FA and none work. Intuit is a different story and I'm able to sync in bank transactions into it - not with Plaid-based services though!
I feel sorry you had to go through those replies telling you your statements were false or wrong. I think it comes from people who think that if it works for them, it must work for everyone else.
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Wells Fargo's 2FA uses SMS. Hardly worth enabling.
I don’t know why you’re being downvoted. Sms 2FA is not safe, full stop.