Precisely, although I don't think it's spoiling yourself. You use some things a whole lot that it makes sense to spend comparatively more on them than you would on "normal" items:
* Bed
* Office chair
* Keyboard and mouse
* Monitors
* Footwear
* Cooking basics like a couple of knives and a pan or two.
Perhaps this can explain it better than I will ever be able: https://wiki.lspace.org/mediawiki/Sam_Vimes_Theory_of_Econom...
"At the time of Men at Arms, Samuel Vimes earned thirty-eight dollars a month as a Captain of the Watch, plus allowances. A really good pair of leather boots, the sort that would last years and years, cost fifty dollars. This was beyond his pocket and the most he could hope for was an affordable pair of boots costing ten dollars, which might with luck last a year or so before he would need to resort to makeshift cardboard insoles so as to prolong the moment of shelling out another ten dollars.
Therefore over a period of ten years, he might have paid out a hundred dollars on boots, twice as much as the man who could afford fifty dollars up front ten years before. And he would still have wet feet."
Perhaps a modernized/realistic version would be "you can spend $200 on pizza ten times in a year, or you can spend the same on a couple of knives and second-hand stainless steel pans. At the end of the year, you may have some excess body fat depending on activity level, or some good useful cookware" (or something, I dunno, I'm never going to be as smart or eloquent as Terry Pratchett GNU)