Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

PayPal stops payouts to models on Pornhub

vice.com

Post reply on HN
Print view View original

551–560 of 802 posts

Re: PayPal stops payouts to models on Pornhub

#551

Post by topmonk »

mikekchar wrote: post #537
topmonk wrote: post #534

Earlier quoted context omitted.

> But how am I supposed to convince a retailer to accept my off network payment? Because you're both connected to a common lightning node, at least indirectly. There are several public lightning nodes that accept connections and they are joined together. Connect to one and you have access to their network. > Similarly, if I want some random person to send me money, how do I convince them to run a lightning node and t…

It's been quite a long time since I read up on how lightning works, so maybe I'm misunderstanding something. At least in the version of the protocol I looked at the node that connects to the Bitcoin network has to promise to pay. It's literally a payment processor because they need the capital to guarantee the payment. Is this not the case any more? If it is, then I'm still in the same boat where the Bitcoin network…

> If it is, then I'm still in the same boat where the Bitcoin network facing node can decide not to service me.

Jesus, this is precisely what the lightning network is for! Please, do a little research before dismissing it wholesale. The node you are connected to cannot refuse to pay, because you have a signed, but unpublished transaction of what he owes you (if he owes you). If he suddenly stops contact and says fuck you, you can just publish that transaction.

Seriously, this has always been the idea from the get go, so don't go blaming that you haven't read the latest update on how lightning works. If you don't understand something, don't go around spouting that it must not work.

Re: PayPal stops payouts to models on Pornhub

#552

Post by _8j50 »

aazaa wrote: post #135

Financial deplatforming is a monster, long-term trend to watch over the next decades. Deplatforming happens with sex workers. It also happens in the US marijuana industry. It happens with perfectly legal political content. The number of ways in which someone, somewhere will be offended by products or services for sale is growing, driven by a rapidly improving worldwide communication network and delivery system, and b…

How do people get bitcoin? Pay with a credit card? If so, btc exchanges can ban you still based on the name on the card.

I tried other means such as money transfer and cash gift cards, but the exchange rate can mean to pay for $100 I have to spend $3-400!!

A proposal: sell btc giftcards. Each card will have a qr code which is a url that allows download of a wallet (with priv key) where the URL is active after payment. You can transfer the funds to your permanent wallet or spend it directly. Maybe you can even use it to pay for IRL goods somehow. Either way, the participation barrier is lowered. I heard of btc ATMs as well but I can imagine carrying one more giftcard is easier for stores than adding an ATM.

Re: PayPal stops payouts to models on Pornhub

#553

Post by raxxorrax »

alias_neo wrote: post #541
egeozcan wrote: post #524

Earlier quoted context omitted.

I'm living in Germany, the bank account of my neighbor in Commerzbank was closed because he wrote "hooker money" in description when sending money to one of his friends. At least that's what we believe because they refused to explain why. He could easily open another account in Volksbank and according to him, when the new account manager asked and learned why his previous account was closed, they had a pretty good la…

I've been with my bank for 15+ years. One time I sent a payment of several hundred £s to a friend who's paid my share of a holiday when booking. In the description I put "fun times". I had a call from my bank asking me to explain the payment the next day. I've never been called before nor since that. It certainly feels like they're a bit touchy about certain references.

At that moment you should have made it clear that it isn't his business at all to disincenitivise future bad behavior. Even as a lazy person I probably would have switched banks.

Re: PayPal stops payouts to models on Pornhub

#554

Post by mola »

mola wrote: post #548

Talk about one sided agenda driven reporting... Vice is such a sad excuse of journalism. Too bad it is so representative of the entire media world. Most of us forget something different can exist.

To be clear, there are many issues with this industry, most players are very sketchy especially how they treat the performers. Thats part of the reason why mainstream businesses don't want anything to do with it. Maybe if they'll clean up their act and get rid of the criminal elements, an article with this tone would be warranted.

Re: PayPal stops payouts to models on Pornhub

#555

Post by barsonme »

tluyben2 wrote: post #528
IAmGraydon wrote: post #420

Earlier quoted context omitted.

Checking accounts or merchant accounts? Most banks shy away from processing credit cards for adult sites because the chargeback rate is sky high and it therefore presents elevated risk. It has nothing to do with discrimination.

Or just fix that system; here (EU) it is not all that easy to chargeback (and impossible in many cases) because payments are secured; if you yell fraud, they will start an investigation (mostly automated); if the IP you paid from was around your house, you filled in correct info, you did 3dsecure (which is used on all my cards now; I had a few that did not have it and they got frauded, but a simple check showed it co…

Pretty much everything you mentioned under "secured" payments occurs in the US, too.

Re: PayPal stops payouts to models on Pornhub

#556

Post by alias_neo »

raxxorrax wrote: post #553
alias_neo wrote: post #541

Earlier quoted context omitted.

I've been with my bank for 15+ years. One time I sent a payment of several hundred £s to a friend who's paid my share of a holiday when booking. In the description I put "fun times". I had a call from my bank asking me to explain the payment the next day. I've never been called before nor since that. It certainly feels like they're a bit touchy about certain references.

At that moment you should have made it clear that it isn't his business at all to disincenitivise future bad behavior. Even as a lazy person I probably would have switched banks.

In hindsight, I probably should have switched banks, but ~~15+ years ago~~ I was young enough that it mattered very little to my sense of principle.

They've otherwise been quite reliable since so jumping ship now would almost be asking for trouble.

Edit: It wasnt 15 years ago this happened, it was perhaps a decade. I'd already been a customer for some time.

Re: PayPal stops payouts to models on Pornhub

#557

Post by raxxorrax »

noobermin wrote: post #521
em-bee wrote: post #460

Earlier quoted context omitted.

profiling is illegal when the service is necessary to live. in germany for example, it is illegal to deny someone access to things like a phone line, electricity or water. (that is, even if you don't pay your bills, they are not allowed to turn of your service. instead, if they want the money, they have to sue you) i believe at this point, access to a bank account is also included in this. as things progress, more th…

The cop out for "protected classes" is one of the serious failures of the New Left in the US and past generation progressive attempts to wrangle with social issues. It's one of the reasons you have things like clamoring for representation in small dwindling influential places (the meme is "more trans women drone pilots") whilst ignoring systemic issues like how Flint, Michigan still doesn't have drinking water. I've…

Definitely a gigantic failure. Why not offer protection for everyone and treat them the same? Praise your literacy all you want, doesn't matter if the performance and strategies of political representatives are abysmal. And the concept of treating people equally seems to be beyond comprehension.

Re: PayPal stops payouts to models on Pornhub

#558

Post by hsailor »

Bombthecat wrote: post #513
bcheung wrote: post #247

Earlier quoted context omitted.

I've had several friends in the adult industry have their checking accounts closed at a several major banks as well. Traditional banking should definitely not be discriminating against fully legal activities.

Forbidden in germany. There is literally a law, which basically says: everyone needs to have and is allowed to have a banking account.

A jedermann Konto or Basiskonto refers only to a personal account. If a client uses this account for commercial activities (eg receiving payments in the said industry), the bank has every right to close the account.

Re: PayPal stops payouts to models on Pornhub

#559

Post by patrec »

uberduber wrote: post #394
spookthesunset wrote: post #60

Earlier quoted context omitted.

There are plenty of porn friendly payment providers. They just cost a lot of money relative to "normal" merchants because of a few simple reasons: 1) Chargebacks -- people chargeback the shit out of these kinds of transactions. Significant other sees the bill, gets pissed / confused about the charge / whatever and gets it charged back. 2) Fraud -- people use stolen CC's to pay for this kind of thing. 3) Porn operator…

Used to work in a business that sold porn DVDs and had to deal with chargebacks. We had an inbound sales call center, and a customer service one where you could cancel. Among the chargebacks, fraud is the most common reason code, but the amount of true fraud such as stolen credit cards is astoundingly low to the point of being almost non-existent. I would say 90% of cases were the angry spouse and the man denying it.…

So what happens with those angry spouse chargebacks? You just eat the loss if that happens (and ban the customer)?
Post reply on HN