Earlier quoted context omitted.
I'd expect current limiting to be a feature of even the cheapest USB interface ICs. It's really easy to test and potentially a short-circuit/fire hazard. Not the kind of thing any testing lab would be likely to overlook.
Funny story. I assumed this as well - but while working on a school project I fried a very nice motherboard when our project got a short from a wire that had come loose. Lesson learned - use a separate power supply and keep the USB only for signalling.
I actually bought it myself and smuggled in the upgrade just because the headaches it would cause me, personally, weren't worth it.