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I just lost my wallet on the way home from work

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Re: I just lost my wallet on the way home from work

#221

Post by OJFord »

consp wrote: post #206

This is very nice use of the (now) mandatory message space for SEPA transfers! Ah, this reminds me from the days when Dutch postbank transfers were instantaneous if not send to another bank. A friend and I did a chat with the short messages you could send. We even got a printout of all the 1 ct messages as that was still a thing back then.

It's (UK standard) 'Faster Payments' l, not SEPA. I don't know if it's mandatory, but all the (five that I recall) banks I've used since its introduction have supported the reference/message field. It's usually pretty instant, especially if intrabank.

Re: I just lost my wallet on the way home from work

#223

Post by PopeDotNinja »

magduf wrote: post #205
bradlys wrote: post #101

Earlier quoted context omitted.

> Sadly, in California most theft is merely a misdemeanor, and busy PDs do not have time to chase down criminals to give them a ticket. But they sure do like camping out all the time to give people speeding and parking tickets. Priorities!

Why should the OPD bother chasing down purse thieves? How are they going to make money for the city by doing that, when they can go after people for speeding and parking violations instead and make lots of money?

Are you being serious? I can't tell.

Re: I just lost my wallet on the way home from work

#224

Post by OJFord »

m-i-l wrote: post #112

Nice hack. The "official" way of dealing with lost property in the UK is to take it to your local police station. If no-one claims it within 6 weeks, you might be able to keep the item. I certainly remember doing this a few times when younger. Not so sure many people know this nowadays. Anyway, my mother lost her purse a few months back in the small town in Scotland where she lives. Someone suggested she try her loca…

The one time I tried, Bobby wasn't interested!

I think my father managed to find the owner from the wallet's contents in the end.

Re: I just lost my wallet on the way home from work

#225

Post by nullbyte »

epx wrote: post #122
SI_Rob wrote: post #51

Every so often my pessimistic tendencies get a healthy slap across the face by the actions of someone who took the high road when they easily could have chosen otherwise. It's a couple summers ago, at the height of the summer tourist season and I'm cycling up 4th ave SW in DC. Somewhere between the NASA HQ and the National Mall my camera bag - packed full with a fairly new DSLR, a few lenses, and a secondary cell pho…

Sometimes it happens, and sometimes not. I lost my wallet 4 times in total, 3 in Brazil (which is $HOME), 1 in Germany. Got it back 3 out of 4 times. Guess where.

Are you sure you didn't lose your wallet 1 time in Brazil and 7 times in Germany?

Re: I just lost my wallet on the way home from work

#226

Post by Stratoscope »

What a strange coincidence: just a couple of days ago our local Nextdoor had someone who found a wallet in the street.

She found his debit or credit card in the wallet and went to the local branch of his bank. They called him and he got in touch with her, and wallet was reunited with its owner.

Re: I just lost my wallet on the way home from work

#227

Post by OJFord »

crimsonalucard wrote: post #202
dang wrote: post #192

Earlier quoted context omitted.

Would you please stop posting flamebait to HN? We detached this subthread from https://news.ycombinator.com/item?id=21263246 and marked it off-topic.

Can you tell me how this constitutes as flame-bait? From my anecdotal experience I feel my comment is true. The comments in response to mine offer enlightening information to the contrary. I didn't post it to flame anything only to generate interesting responses. I'll try to stop doing what I think you want but note that from my perspective, I just have a different perspective on certain things and I find it only wor…

Not that my view holds any moderation weight, but for me (and as far as my up/down vote goes) that might've been fine if you'd expanded on it more, exactly what is 'only in rich countries' and how something's specifically different in not-rich countries, i.e. sharing some insight and adding something less low effort to the discussion.

'only in rich countries' on its own just reads like a Reddit-esque meme/jokey dismissal.

Re: I just lost my wallet on the way home from work

#228

Post by macintux »

patejam wrote: post #212
magduf wrote: post #199

Earlier quoted context omitted.

If email worked this way, the whole thing would collapse, because much of the time, you really do want to receive messages from new people. How would contacting a business work if their email system auto-rejected all messages from people not already known? Sure, spam is a big problem, and that's why we've invented spam filters. Google was able to do that and it works well. Granted, Google is a huge company with lots…

This is what friend requests are for. I don't want unsolicited messages from people. It's bad enough for me on LinkedIn, where that's the whole point.

When I still maintained a FB account, I had very few friends, basically family plus 2-3 others. I didn’t like the privacy problems.

Not everyone uses the tool the same way you do.

Re: I just lost my wallet on the way home from work

#229

Post by mynameisvlad »

wolco wrote: post #207
Nition wrote: post #104

Earlier quoted context omitted.

> Cheques are safer and more portable than give me your bank account because you choose where to deposit. Maybe it's different in the US, but I have a different account number for each of my bank accounts. So I can still choose where I want to deposit someone's money when I give them my account number, by choosing which account number I give to them. And no-one has to go to a bank.

That's true you can give out different account numbers. You can't change that once you give it out though a cheque allows you to decide at the very last moment.

Is it really that hard to receive the money then transfer it to the right account?

Yes, it's an extra step, but you're already doing way more steps to cash a cheque than use a transfer service where you only give an account number and suddenly the money is there.

IMO, this sounds like a solution looking for a problem to me.

Re: I just lost my wallet on the way home from work

#230

Post by mynameisvlad »

astura wrote: post #130
vincentmarle wrote: post #10

Earlier quoted context omitted.

In the US, you pay $16 to send a wire and $16 to receive a wire. So, wires are not as common as in Europe. On the other hand, ordering your bank to print a paper check, and send it through postal mail is free of charge.

>In the US, you pay $16 to send a wire and $16 to receive a wire. This isn't true, each bank sets their own fees. It's true it's usually stupid expensive to send one, but none of my main banks charge to receive a wire.

I don't think any (major, credible) bank charges to receive a wire because like text messages, you have no control on getting wire transfers, and it would likely cost more to set up such a system than to just accept wires from anyone to any account.
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