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I just lost my wallet on the way home from work

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Re: I just lost my wallet on the way home from work

#161

Post by chrisseaton »

astura wrote: post #150
chrisseaton wrote: post #120

Earlier quoted context omitted.

...it's a card that you use to pay for things in store, taking money from your bank and giving it to the store, and to get money from ATMs, taking money from your bank and giving it to you in cash. I know for a fact you have them in the US. A 'debit card' maybe? It uses the Visa or Mastercard payment networks, supports chip, contactless, swipe, or you can enter the numbers online, and also has useful information like…

Yeah, debit card or ATM card. I didn't know that bank account number was writen on it in Europe, thanks for the info.

Yes it's like a debit card, and ATM card, and helpful reminder of your bank account details, all in one. And it's supported by Mastercard and Visa, so you can use it anywhere you can use a creditcard, even though it's not a creditcard.

Re: I just lost my wallet on the way home from work

#162

Post by natural219 »

patio11 wrote: post #118
floatrock wrote: post #52

I hate it when my cynicism alarm goes off, but this feel-good tweet about hacking payment transfers for good is written by a guy who's twitter bio says he's a PM at Transferwise ("We’re building the best way to move money around the world.") All the replies are people contrasting shitty experiences they've had with their own wallets and money transfer services. His top pinned tweet is: > Reasons to work at @TransferW…

For what it is worth, I saw this story and thought "Oh, I love this; creative use of metadata in the payments system", principally because I am professionally involved with payments. All the "coincidences" here are explainable by "people who geek out on X will tend to see a lot more X in their daily lives than civilians and will become focal points for other people who geek out on X, who see a lot more X in their dai…

I guess we can assume by this that TransferWise is patio11 approved :D

Re: I just lost my wallet on the way home from work

#163

Post by sjf »

nindalf wrote: post #134
journalctl wrote: post #12

This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…

> “messages from non-friends are really hard to find lol” UI dark pattern You think you would do something different here? And you have considered all the possible ramifications of doing so? No doubt you've considered the impact on the number of spammy/scammy interactions that everyone experiences, the number of harassing messages that people around the world receive and you've made an informed trade-off between that…

FB's solution to unsolicited messages and spam was basically to make messages from non-friends totally invisible. I wouldn't really call it a dark pattern, but they have broken the ability to send messages to anyone who is not your friend. It's pretty much a spam filter with with one binary parameter. It's just lazy.

Re: I just lost my wallet on the way home from work

#164

Post by braythwayt »

floatrock wrote: post #52

I hate it when my cynicism alarm goes off, but this feel-good tweet about hacking payment transfers for good is written by a guy who's twitter bio says he's a PM at Transferwise ("We’re building the best way to move money around the world.") All the replies are people contrasting shitty experiences they've had with their own wallets and money transfer services. His top pinned tweet is: > Reasons to work at @TransferW…

Be all that as it may, in a world where people use their Wi-Fi SSIDs to say nasty things to their neighbours, I totally buy that this story is plausible.

Re: I just lost my wallet on the way home from work

#165

Post by marcosdumay »

crimsonalucard wrote: post #57

Only in rich countries.

A while ago, there was a fashion of making lost wallet studies around the world. It looks like every factor is more relevant than country (time of day, wallet stile, place, phone number being available, anything), except for those countries where people absolutely do not let things out of place and those where people think everything is a bomb.

Re: I just lost my wallet on the way home from work

#166

Post by emilfihlman »

nindalf wrote: post #134
journalctl wrote: post #12

This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…

> “messages from non-friends are really hard to find lol” UI dark pattern You think you would do something different here? And you have considered all the possible ramifications of doing so? No doubt you've considered the impact on the number of spammy/scammy interactions that everyone experiences, the number of harassing messages that people around the world receive and you've made an informed trade-off between that…

Wtf?

It _is_ a dark pattern. It prevents you from _knowing_ someone has messaged you. In 99,9% of cases you want to know someone sent you a message.

Re: I just lost my wallet on the way home from work

#167

Post by dang »

emilfihlman wrote: post #157
alexis_fr wrote: post #63

Earlier quoted context omitted.

Is it actually legal? In France, a bag in a public place is deemed to be a bomb and the military has to come, secure the area and destroy it. Happens on a routine basis, not even worth the newspapers. You don’t have such laws in Washington DC?

Whattheeverliving fuck are you on?

If you keep breaking the site guidelines we will ban you. We've asked you many times.

https://news.ycombinator.com/newsguidelines.html

Re: I just lost my wallet on the way home from work

#168

Post by twic »

dpcan wrote: post #117
kraftman wrote: post #106

Earlier quoted context omitted.

Those things don't have phone numbers/email on them, so getting in contact with the owner isn't that easy.

Most cards have a business name or person's name. Taking the card to the police or the bank would get a call directly to them. Who would think, I'm going to start a chain of 1 penny transaction to contact this person at this bank account, and hope they get them before they cancel their bank account because they lost their wallet. And is this a wallet with cash and a single card with no identifiable information on it?…

A bank card has the sort code and account number of the account on. Those let you transfer money into the account. They don't let you take over the account. They're like an area code and phone number, which don't let you take over someone's house.

Re: I just lost my wallet on the way home from work

#169

Post by TulliusCicero »

patio11 wrote: post #118
floatrock wrote: post #52

I hate it when my cynicism alarm goes off, but this feel-good tweet about hacking payment transfers for good is written by a guy who's twitter bio says he's a PM at Transferwise ("We’re building the best way to move money around the world.") All the replies are people contrasting shitty experiences they've had with their own wallets and money transfer services. His top pinned tweet is: > Reasons to work at @TransferW…

For what it is worth, I saw this story and thought "Oh, I love this; creative use of metadata in the payments system", principally because I am professionally involved with payments. All the "coincidences" here are explainable by "people who geek out on X will tend to see a lot more X in their daily lives than civilians and will become focal points for other people who geek out on X, who see a lot more X in their dai…

Reflexive cynicism is a simple, easy way of asserting intellectual superiority over others without directly insulting them. Super common in internet comments, including, arguably, this one.

It's vastly less complicated to just assume and assert that everything is bullshit everywhere, all the time, than to actually try to discern where cynicism and optimism are each warranted.

Re: I just lost my wallet on the way home from work

#170

Post by TotempaaltJ »

coriny wrote: post #139
dpcan wrote: post #111

Earlier quoted context omitted.

You're making it worse. Anyone can conveniently lose a wallet, but one with a bank card with no identifying info in it anywhere? A finder who went to bizarre lengths to make Faster transactions to your bank account to send you a message? Absolutely no other identifying information in the wallet? A plan to ride a jump bike around to prove you looked for it with receipts? Before sending someone pennies with context in…

Um, this is how banking works in the UK. Nobody cancels their bank account if they lose their card, they just cancel their card. And given someone else's card I could send them 1p within a minute (even if it's cancelled). Now I've seen this approach, it's what I'll do next time. And it doesn't involve the poster's company in any way, transferring thousands of pounds instantly within the EU is trivial.

> Now I've seen this approach, it's what I'll do next time

I'd suggest calling or sending it to the bank instead. I'm sure they can find its owner with a lot less hassle than this.

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