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I just lost my wallet on the way home from work

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Re: I just lost my wallet on the way home from work

#31
post #5

What's a "reference"? You can enter arbitrary info during a transaction? Genuinely curious. Is this a UK thing or available everywhere?

If you're a European teenager transfering money to someone you know, it's customary to enter something like "Payment for the drugs and the firearms".

Re: I just lost my wallet on the way home from work

#32
post #29

This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…

You can do a picture search on Facebook?

Probably not natively/easily, but you can just do a reverse-image search on google, and it might lead you to a FB page.

Re: I just lost my wallet on the way home from work

#34

This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…

We had a woman visit a group I belong to from out of town, and I gave her and someone else a ride to a meeting. A couple hours later I found her debit card in my back seat.

I hate having to cancel cards. I'm still dealing with the echos of losing mine back in February[1] (right before moving!) and so I'm calling everyone in the group trying to get her contact info.

Turned out she hadn't even noticed it was gone yet.

[1] AT&T keeps silently cancelling my auto-pay on the new card and nobody can figure out why.

Re: I just lost my wallet on the way home from work

#36
post #20
post #4

Does Twitter not allow connection from the Tor network any more? What a depressing reality. > 403 Forbidden: The server understood the request, but is refusing to fulfill it.

Nah I think the tweet is gone, I can't see it from a browser. (edit, weirdly I tried again and it worked. Definitely errored with a strange error the first time)

No, the tweet's still there

Re: I just lost my wallet on the way home from work

#37

This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…

"Dark pattern". Do you know how many unsolicited messages women receive on Facebook ?

I do, and most of them are gross (I’ve read a lot about what women deal with, and my women friends have told me as much). But I don’t know if the current solution is the best one. If I were a cynic I would say that Facebook does this intentionally because they want you to befriend someone to chat with them.

Re: I just lost my wallet on the way home from work

#38
post #9

Earlier quoted context omitted.

In the US, AFAIK the only metadata you get with a direct / ACH deposit is the sender's "name", usually the company name. I assume that you can't easily change this per transaction. US banking infrastructure is decades behind the rest of the world in many areas. You can include a memo on a paper check though.

So if you were paying an invoice, is there no way to add the invoice number/reference to the transaction? Do people pay everything with cheques?

For regular bills, when adding a bill pay account online, the bank will ask for your account number... so there must be some way to specify that with an ACH transaction. I've noticed that the custom input memo field visible to the end user goes away on ACH transactions though, at least at my bank. Perhaps it's just used by the account number automatically?

For bills that don't accept ACH bill pay (i.e. most smaller companies and utilities), banks will often print and mail payments via check for free (it just says "signature on file" on the printed check). Like I said, decades behind.

Re: I just lost my wallet on the way home from work

#40
post #5

What's a "reference"? You can enter arbitrary info during a transaction? Genuinely curious. Is this a UK thing or available everywhere?

If you're a European teenager transfering money to someone you know, it's customary to enter something like "Payment for the drugs and the firearms".

Same with Venmo in the US. There is literally a whole website that polls the front-page API for Venmo, scans for some keywords that could indicate a "spicy" transaction description, and displays them.[0]

P.S. I have zero affiliation with the website or the owners/developers, I just thought it was entertaining.

0. http://www.vicemo.com/

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