If social media posts cost 0.01, things would be way better.
I just lost my wallet on the way home from work
11–20 of 562 posts
Re: I just lost my wallet on the way home from work
#12This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I at least wanted to provide some peace of mind or closure that it wasn’t stolen or anything.
Re: I just lost my wallet on the way home from work
#13Earlier quoted context omitted.
In the Netherlands, for at least the last 35 years, transaction forms have a field "Description" where you can enter arbitrary text. Originally on paper, now electronically. Is that in any way remarkable?!
In the US, you pay $16 to send a wire and $16 to receive a wire. So, wires are not as common as in Europe. On the other hand, ordering your bank to print a paper check, and send it through postal mail is free of charge.
>In the US, you pay $16 to send a wire and $16 to receive a wire. So, wires are not as common as in Europe.
If we're talking about SWIFT transfers, it's probably the same in Europe. The only difference is that in Europe there's SEPA, which is readily accessible by consumers, fast and cheap.
Re: I just lost my wallet on the way home from work
#14What's a "reference"? You can enter arbitrary info during a transaction? Genuinely curious. Is this a UK thing or available everywhere?
In the Netherlands, for at least the last 35 years, transaction forms have a field "Description" where you can enter arbitrary text. Originally on paper, now electronically. Is that in any way remarkable?!
With SEPA, they now have both the free-style "description" box, as well as a (shorter) "Reference" field that has a standardised format including parity bits to prevent typos and the trouble they can cause.
Re: I just lost my wallet on the way home from work
#15This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…
"Dark pattern". Do you know how many unsolicited messages women receive on Facebook ?
Re: I just lost my wallet on the way home from work
#16Earlier quoted context omitted.
At the very least with european SEPA transfers and their predecessors, but I would have assumed pretty much all bank transfers where you send money support some way to put a message - how else would you map incoming transactions from previously unknown senders to what they're for?
In the US, AFAIK the only metadata you get with a direct / ACH deposit is the sender's "name", usually the company name. I assume that you can't easily change this per transaction. US banking infrastructure is decades behind the rest of the world in many areas. You can include a memo on a paper check though.
I wonder if you could write a personal check and deposit it to the person's bank account -- write something in the "memo" line and hope that the person checks the scanned images of the cancelled checks. Of course, then that person would also have your bank account number.
Re: I just lost my wallet on the way home from work
#17Earlier quoted context omitted.
In the Netherlands, for at least the last 35 years, transaction forms have a field "Description" where you can enter arbitrary text. Originally on paper, now electronically. Is that in any way remarkable?!
In the US, you pay $16 to send a wire and $16 to receive a wire. So, wires are not as common as in Europe. On the other hand, ordering your bank to print a paper check, and send it through postal mail is free of charge.
In the Eurozone, banks are prohibited to ask money for Euro-denominated transactions. They're also mostly instantaneous.
I don't do many though, other payment options are easier (e.g. authorize companies to just take recurring payments from my account).
Re: I just lost my wallet on the way home from work
#18Life lesson:
Keep a note with your email address in your wallet - clearly marked "wallet owner's email".
Paranoid version of the life lesson:
Keep a note with an anonymized email address, with forwarding set up for the message to go to your actual mailbox, in your wallet.
Re: I just lost my wallet on the way home from work
#19This is neat! I once found someone’s debit card on the street (in the US). It had a small face shot on it, so I found them on Facebook and sent them a message. Of course, Facebook had already started doing the “messages from non-friends are really hard to find lol” UI dark pattern, so like two years later the woman responds thanking me, but also saying she just canceled the card. Which is what I would’ve done, but I…
"Dark pattern". Do you know how many unsolicited messages women receive on Facebook ?
Whatever, it's ridiculous I found years-old legitimate messages in there when I looked.
Re: I just lost my wallet on the way home from work
#20Does Twitter not allow connection from the Tor network any more? What a depressing reality. > 403 Forbidden: The server understood the request, but is refusing to fulfill it.
Nah I think the tweet is gone, I can't see it from a browser.
(edit, weirdly I tried again and it worked. Definitely errored with a strange error the first time)