Is it possible for an American to move to Switzerland?
Employer health plans are getting pricier and skimpier
131–140 of 539 posts
Re: Employer health plans are getting pricier and skimpier
#132Sharing this idea in order to gather critique. The cost of healthcare in the USA is insane. Could we look for insight into the US Military? Example: This morning, a coworker told me she's going to have an operation on her back. The "cost of the tray" (I have no idea what this is) is $14,000. She has to pay $8,000 up-front two days before the operation, and the remainder will be financed over two years. To me, it's in…
The insurance companies are for profit corporations who pay politicians so they can keep taking your money when you're healthy and cutting you when you're not. The army is not, as far as I know, a for profit enterprise.
Re: Employer health plans are getting pricier and skimpier
#133Sharing this idea in order to gather critique. The cost of healthcare in the USA is insane. Could we look for insight into the US Military? Example: This morning, a coworker told me she's going to have an operation on her back. The "cost of the tray" (I have no idea what this is) is $14,000. She has to pay $8,000 up-front two days before the operation, and the remainder will be financed over two years. To me, it's in…
Oh I'm sure the military doesn't pay that much. They get to leverage staff doctors, and negotiated rates. You know like other countries with single payer systems, etc. get.
People in the U.S. get screwed, because hospitals are businesses, and they know how much they can charge to make a profit. When a hospital has an entire legal arm just for suing people in court, because they aren't making their payments, you know something is wrong.
Re: Employer health plans are getting pricier and skimpier
#134If any of y'all have questions about the process for getting a Tier-2 visa in the UK, I know waaaay more about that than I wish I did. (I'm an American living and paying income taxes in the UK as a software engineer. It is an option.)
Genuine question, what is the link between a tier-2 visa in the UK, and the subject of the story. Thanks.
Re: Employer health plans are getting pricier and skimpier
#135Sharing this idea in order to gather critique. The cost of healthcare in the USA is insane. Could we look for insight into the US Military? Example: This morning, a coworker told me she's going to have an operation on her back. The "cost of the tray" (I have no idea what this is) is $14,000. She has to pay $8,000 up-front two days before the operation, and the remainder will be financed over two years. To me, it's in…
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Re: Employer health plans are getting pricier and skimpier
#136Even at famously generous employers they will try very hard to push you towards high deductible plans by giving you 1-2 thousand extra dollars per year in your HSA. Of course the high deductible plans discourage you from seeking care so it saves your employer peanuts it can add to its war chest in Ireland Some of this probably has its roots in the ACA adding extra taxes onto “Cadillac insurance plans” though which I…
The Cadillac insurance plan tax has never gone into effect and has been pushed back a few times now, and truthfully is unlikely to ever be implemented.
This said, the tax on these sorts of plans are absolutely necessary with regard to controlling costs within the system, as cadillac plans which pay providers more for care, give them increasing amounts of leverage to demand payout increases from every other cheaper insurance plan.
Re: Employer health plans are getting pricier and skimpier
#137If you think health care is expensive now, wait until it's free.
Re: Employer health plans are getting pricier and skimpier
#138What makes health insurance cheaper is a larger pool of people. There is no other mechanism by which costs can be reduced.
This is why a single payer system is dramatically cheaper. It ensures complete coverage, reducing the cost of insurance to it's minimum. Furthermore, it leverages the collective bargaining power of all subscribers.
There is no substitute for a national health insurance, and the United States slowly bleeds money, time, and health outcomes every day we continue with our current state.
Re: Employer health plans are getting pricier and skimpier
#139This is absolutely the biggest story in America, and most people aren't talking about it. An entire generation is draining their savings to keep up with premium costs. Not to mention the millions of people locked into careers they would otherwise get out of, if not for the health coverage. This situation is probably going to lead to unbelievable outcomes.
> ... and most people aren't talking about it.
Have you looked at a newspaper since, say, 2007 or so? You will find that many have politics sections which have spent an awful lot of time covering the matter. Other news sources frequently cover it as well.
Re: Employer health plans are getting pricier and skimpier
#140Insurance companies need to be expropriated. The entire thing needs a restructure from the ground up, there are too many critical path issues that will keep things expensive if we try to have two systems at once (medicare for all + private)
the US should get real medicare, then move to a public/private system where you get base coverage through medicare and pay extra for fancy coverage.