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Sanders wants to replace credit reporting companies with public credit registry

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Re: Sanders wants to replace credit reporting companies with public credit registry

#161

Earlier quoted context omitted.

Like gun ownership and free speech, you have the right to vote in America. So, if the government wanted to make it harder for the bad guys to own a gun... why should the good guys have to suffer for it? Similarly, just because the government wants to prevent bad guys from voting, then why should the good guys have to suffer the consequences?

96% of Americans have a cellphone and that require an ID: https://www.pewinternet.org/fact-sheet/mobile/ Also, good guys have IDs to do one of the many things I listed that require IDs including poor people that need an ID for food stamps or medicare or social security. It is actually quite hard to buy a gun as this journalist that thought it was easy found out when trying to buy one: https://www.businessinsider.com/…

>96% of Americans have a cellphone and that require an ID

Citation that cellphones need an id?

Re: Sanders wants to replace credit reporting companies with public credit registry

#162

Earlier quoted context omitted.

I dont know why people show up I usually vote by mail. Never had any issues doing so.

Many states, especially the Republican controlled ones, don't allow that unless you have a reason on a short list of pre-approved reasons.

That’s really surprising. I lived in a super Republican state and mail in ballots were allowed for anyone.

This recent article shows the growth in absentee ballots [0].

Most states allow no excuse absentee ballots but some states still require a reason. Some are republican states like Texas and West Virginia and South Carolina, but also includes most of New England- New York, Massachusetts, New Hampshire, Connecticut, Rhode Island all super blue.

[0] https://electionlab.mit.edu/research/voting-mail-and-absente...

Re: Sanders wants to replace credit reporting companies with public credit registry

#163
post #42

Earlier quoted context omitted.

What are better suggestions to prevent voter fraud? We know from history that voting fraud is a thing, in the 1800s it was known that political parties would pay fresh immigrants to vote (like the scene in Upton Sinclaire's "The Jungle"), or to even kidnap people and force them into voting [1]. So we can't rely on good faith. I'm under the impression that to vote you must register in a voting district, surely that re…

>I'm under the impression that to vote you must register in a voting district, surely that registration requires something like a birth certificate or a SSN In California, at least, you can just use your state ID number and last four digits of your SSN [1]. California gives IDs to illegal aliens and SSNs are available to many non-citizens. These might have been checked for citizenship or might not. I suspect that the…

CA has also sent voter registration cards to those known to not be citizens in the Real 8D era.

Re: Sanders wants to replace credit reporting companies with public credit registry

#164
post #132

Earlier quoted context omitted.

Other countries were able to figure it out, so can we. Voting license proponents never seem to want to send eligible voters their free voting licenses, though.

> Other countries were able to figure it out, so can we I mean the solution to #1 is obvious: forced registration. I think you'll have a hard time getting people on board with passing a law for that. It just seems like an hour at the DMV would solve all 3 problems at once: provide address, current photo, and reduce fraud/abuse. Seems like a good system to me. Can you give me an example of what other country(-ies) sys…

Sorry could you clarify... why would you need Voting Card? I mean normal state ID must be enough no? Like everyone has to have one so they can prove their age and citizenship and where they live no?

Re: Sanders wants to replace credit reporting companies with public credit registry

#165

Earlier quoted context omitted.

There is a ton of literature on this. Many elected state and local governments, especially in the South, work actively against the voting interests of large swaths of their populations. Whether through gerrymandering, or processes that improperly remove registrations, or that remove polling places, or that place improper obstacles like fees or clean civic record requirements in the ways of voters, or any of literally…

The basic argument is that requiring an ID to vote is racially motivated as a tool of suppression and an avenue by which to violate basic civil rights. If this the case, then is requiring a government issued ID to travel, either by auto or air, put in place to prevent minorities from freely traveling around the United States? Are government mandated requirements to produce an ID when purchasing a firearm an effort to…

> Are government mandated requirements to produce an ID when purchasing a firearm an effort to prevent black ownership of legal firearms?

The registration/license requirement which was introduced with the gun control act (with NRA backing) was pretty much introduced as a response to Black Panthers publically/legally carrying guns. So, in a way, yes.

Re: Sanders wants to replace credit reporting companies with public credit registry

#166
post #104

Earlier quoted context omitted.

Republicans also conveniently oppose national ID cards and programs to provide hassle-free state IDs.

> hassle-free state IDs What hassle? Nearly everyone has them already for driving and they're valid for 6+ years. Might take an hour or two of your time every 6 or so years.

> Nearly everyone has them already for driving

No, not nearly every eligible voters has one, and the distribution is significantly skewed by race and a number of other demographic factors.

And more than one of the politicians pushing voter ID has been recorded in what seemed to be politically safe venues pointing to those biases as motivating factors.

Re: Sanders wants to replace credit reporting companies with public credit registry

#167
post #42
post #37

Earlier quoted context omitted.

It is a numbers game (no puns intended). Let's say we have 100k people that live in a few poor counties where not everyone has government ID and they can't afford to spend time / money to go very far. Now, if 40k of those people need an ID to vote, reducing the hours that the nearest DMV operates will reduce the number of people that get an ID. Now, you might say, "but why can't they just go to the DMV in the next co…

What are better suggestions to prevent voter fraud? We know from history that voting fraud is a thing, in the 1800s it was known that political parties would pay fresh immigrants to vote (like the scene in Upton Sinclaire's "The Jungle"), or to even kidnap people and force them into voting [1]. So we can't rely on good faith. I'm under the impression that to vote you must register in a voting district, surely that re…

We know from history that voter fraud is, very generally, something that can possibly happen.

However, the available evidence suggests that at present, voter fraud in the US (at least of the type that voter ID would prevent) is extraordinarily rare. [1] It's so rare that any measure that even slightly decreases turnout rates will likely cost at least an order of magnitude (if not multiple) more legitimate votes than illegitimate ones, meaning that the overall accuracy of the voting results will be reduced.

There's plenty of time to change course if and when there's an actual uptick in voter fraud, as opposed to an uptick in evidence-free allegations from politicians.

[1] https://www.brennancenter.org/sites/default/files/analysis/B...

Re: Sanders wants to replace credit reporting companies with public credit registry

#168
I love the idea of disrupting the for profit credit reporting industry. I don’t know that the government would do any better, but knocking the other guys off the map is a great start. It’s been decades since the FCRA was passed (specifically to reign in Equifax which operated more or less like the everyman’s TMZ at the time and would even pay for people to go through neighbors garbage) and it has had little impact. The big three credit bureaus are constantly sued and reprimanded and they just ignore it. Let’s try something else.

Re: Sanders wants to replace credit reporting companies with public credit registry

#169
Huge support of Sanders.. I love and hate this idea...

Love the idea of a totally open credit bureau that values privacy and does not use medical loans against us. And has full transparency....

I do however not trust the government as we've seen w/ Trump it could easily swing from leftist egalitarianism to rightist fascism in 1-2 election cycles. Then they could use credit scores as a weapon.

I think instead the government should create a regulation platform for credit agencies where they must follow certain principles to be allowed to operate as such including:

* No medical debt.

* Full transparency on how credit scores are scored -- perhaps even being required to use a government sanctioned algorithm.

* Free credit reports to consumers and other tooling.

* Must provide free counselling and support to consumers.

* May make profit from government grants + charging businesses for report access.

* Must offer ways to notify consumers when their reports have been accessed, by who, and when, and allow consumer to revoke and remove access at will.

* Must be protect privacy EVEN from government agencies, to ensure highest level of security for consumers.

Edit: a nice addition would be if they did have more integrations with government programs though, so say every citizen in the credit system is an automatically registered voter in their most recent locale.

Re: Sanders wants to replace credit reporting companies with public credit registry

#170

Earlier quoted context omitted.

96% of Americans have a cellphone and that require an ID: https://www.pewinternet.org/fact-sheet/mobile/ Also, good guys have IDs to do one of the many things I listed that require IDs including poor people that need an ID for food stamps or medicare or social security. It is actually quite hard to buy a gun as this journalist that thought it was easy found out when trying to buy one: https://www.businessinsider.com/…

>96% of Americans have a cellphone and that require an ID Citation that cellphones need an id?

They don’t. Maybe OP is thinking about postpaid plans?
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