21–30 of 205 posts
Earlier quoted context omitted.
> Republicans play to suppress minority voters. What are they doing to suppress minorities?
They want to require people to show government-issued photo IDs when voting to prove they have the right to vote.
Earlier quoted context omitted.
They absolutely do provide a rating. Equifax, Transunion, and others provide a FICO score (or similar) based on the data they have.
I meant as their primary purpose, if the government were to offer a similar service. They all started selling scores recently, but lenders don’t necessarily use that, they look at the details themselves and come up with a decision on whether or not to lend.
First, my score qualified me into a certain set of options (rates, points, etc) then they asked about specific details of the report after. But the score is the first pass/qualification.
How long until they also replace background check agencies with a public social credit registry :-)
The rest of his plan involves shrinking the usage of credit scores so that it doesn't affect employment, housing or insurance so I imagine this would lead (ideally) to the general phasing out of the ubiquitous credit scoring nonsense we have to deal with.
Awful idea. Having the government giving you a rating, even just for loans is way too far. Politics shouldn't impact my ability to pay but it certainly will. Look at the games Republicans play to suppress minority voters. You want to give those same people power over your credit scores? This is just trying to solve a symptom with a deeper problem. The real problem is that our judicial system is absolutely cowardly to…
Anyways, ordinary business and our lives shouldn't be the concern of federal government. It is a different matter if a state went ahead with it.
> Under this proposal, Americans would be able to receive credit scores for free I have never paid to see my credit score, so I'm not sure how this is novel? Also, are things not going well at Vox? 900px (height!) of ads at the top of the page along with Outbrain trash and numerous right-rail ads and inside-the-content ads (on desktop) do not give the impression of a thriving publication.
Re: the ads - Facebook & Google are playing games and playing them dirtier than ever before: https://thechive.com/2019/09/19/facebook-and-google-are-curr...
I guess they've given up the constraint and minimalism that helped them get to #1 in the first place. Once again the obsession with never ending growth is compromising the utility of the top players and pressures the regulators to do something.
Google should be happy there are ad blockers, otherwise there'd be a lot more outcry and pushback from the influential tech community.
Thanks, but I'd rather the government not collect all this sensitive, personal information. In fact, I'd rather nobody collect it. It's kind of shocking in the first place that our banks and lenders are allowed to release such personal information to a credit bureau without our opt-in. I'd rather Sanders focus on legislating a right to privacy, rather than for the government to take over a role that shouldn't exist.
You do opt-in when you sign credit agreements and the like.
Since all creditors require it your options are to opt-in to credit reporting or opt-out of borrowing.
Earlier quoted context omitted.
They want to require people to show government-issued photo IDs when voting to prove they have the right to vote.
So basically they're not trying to suppress minority voters?
Awful idea. Having the government giving you a rating, even just for loans is way too far. Politics shouldn't impact my ability to pay but it certainly will. Look at the games Republicans play to suppress minority voters. You want to give those same people power over your credit scores? This is just trying to solve a symptom with a deeper problem. The real problem is that our judicial system is absolutely cowardly to…
> Republicans play to suppress minority voters. What are they doing to suppress minorities?
It is more than just requiring proper ID when voting. Turns out that you have to be on a list of pre-approved voters. There can be many reasons why you didn't end up on that list and many ways to bump you off.
Its not like you show up on voting day, scan your ID, and the system magically determines your eligibility to vote based on your current address, criminal record, age etc.. retrieved from a federal database that no one can question. No, the lists are prepared and very easy to game.