11–20 of 187 posts
- No card number
- "At Apple, we firmly believe in your right to privacy. That’s why we created a unique architecture for Apple Card that generates things like your transaction history and spending summaries right in the Wallet app on your iPhone.
Of course, Goldman Sachs will use your data to operate Apple Card. But they will never share or sell your data to third parties for marketing or advertising."
- "Apple will not charge a late fee or apply a new high-interest penalty rate for a missed payment. However, customers will continue to accrue interest on their balance at their regular interest rate. "
- The APRs are still relatively high, when compared to how low other borrowing rates are.
Earlier quoted context omitted.
Especially one with such relatively poor rewards.
And a much worse APR than every other card I have. I was mildly interested until the application process showed me how much extra I'd pay just to not have a late fee.
Pretty slick application process. Very quick approval. I’m digging the privacy. But it didn’t work when I tried to buy lunch. I’ll try again tomorrow.
I was less impressed when I wanted to switch to the card for my Apple purchased to get 3% back on my iCloud subscription and I had to manually go into the Wallet app to get the card number, expiration date, and security code and manually copy that all over to the payments section associated with my Apple ID. (Twice actually since I have separate IDs for iTunes and iCloud for historical reasons.)
Pretty slick application process. Very quick approval. I’m digging the privacy. But it didn’t work when I tried to buy lunch. I’ll try again tomorrow.
1% back using the card? I make few purchases with less than 3%. In terms of security, I've had my card cloned. Within minutes the bank locked the account and had a new card shipped. Hardly a big pain point they are solving. And most of us have more than one, so if any of our cards are down, we have others. It's merchants that currently carry the cost of low quality financial instrument standards we have. For privacy,…
My guess is that Apple is trying to provide a middle ground between fully private instruments such as cash, with convenience of a credit card. Its much more privacy focused than your average credit card, while offering the same convenience. The price you pay for the extra privacy is the lack luster rewards.
Earlier quoted context omitted.
Especially one with such relatively poor rewards.
And a much worse APR than every other card I have. I was mildly interested until the application process showed me how much extra I'd pay just to not have a late fee.
Pretty slick application process. Very quick approval. I’m digging the privacy. But it didn’t work when I tried to buy lunch. I’ll try again tomorrow.
I can't believe that people are excited for a credit card.
It's seriously amazing how far the apple fandom has come.
1% back using the card? I make few purchases with less than 3%. In terms of security, I've had my card cloned. Within minutes the bank locked the account and had a new card shipped. Hardly a big pain point they are solving. And most of us have more than one, so if any of our cards are down, we have others. It's merchants that currently carry the cost of low quality financial instrument standards we have. For privacy,…
2% on all Apple Pay purchases is pretty straightforward.