The article links tech debt to financial debt early on, and this is exactly what the analogy is - it is best to be as literal as possible about it. What is good debt? It's taking money from someone, promising to pay them back more money in the future, and using the original money to make even more money than that , so both you and the lender profit. Good tech debt is just the same. It's taking shortcuts now to save t…
When you're validating an idea, don't worry about making everything perfect. Worry about validating the idea. Once you're more confident that you're actually gonna do it long-term, then it starts being more beneficial to pay off the tech debt.