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Submit Your Claim in the Equifax Breach Settlement

equifaxbreachsettlement.com

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Re: Submit Your Claim in the Equifax Breach Settlement

#201

Post by clairity »

soulofmischief wrote: post #190
harryh wrote: post #157

Earlier quoted context omitted.

So everyone with bad or no credit is locked out of the rental market? That....doesn't make a lot of sense. Where are they living?

I apologize for breaking up our communication across this thread but you've made several fair points I would like to address. Even my last apartment required a cosigner because of my lack of credit history. I don't have any family to turn to so I had to rely on the family of someone else. Many people don't even have that good fortune. Less directly, I was illegally evicted from my first apartment (3 days to move out…

is this CA and is this a pay in 3 days or quit notice you're talking about? because if it is, you don't have to leave in 3 days. you can wait for a default judgement and then the sheriff to come actually post notice to leave. that gets you about a month, not 3 days, which should be enough time to find a new place and move everything. burst pipes means you have a habitability defense, so you could have represented yourself in eviction court based on that, which at the very least would have given you more time to move out, if not compensation and the right to stay.

Re: Submit Your Claim in the Equifax Breach Settlement

#202

Post by tptacek »

astura wrote: post #197
tptacek wrote: post #164

Earlier quoted context omitted.

This has not been my experience, renting in Chicago, Ann Arbor, and San Francisco (around 2001).

2001, sure. It's no longer 2001, we live in the era of big data now.

That's silly. Credit scores were as easy to obtain in 2001 as they are now.

Re: Submit Your Claim in the Equifax Breach Settlement

#203

Post by tptacek »

stanmancan wrote: post #200
tptacek wrote: post #196

Earlier quoted context omitted.

We're talking about actual revolving credit credit cards, not debit cards. I understand that you need access to the Visa payment system to function in modern society, but you can trivially get access to that simply with a checking account. It is absolutely not impossible to book a hotel room or rent a car without a credit card. This is a weird thing that HN seems to believe about consumer finance that has not all tha…

The Debit/Visa cards work for lots of things, but last I tried most places wouldn't accept them to have on file for damage deposits and such (hotels/cars). I have to admit, I haven't tried for about 5 years. A debit/visa is no different than a prepaid visa. On an actual credit card, they can push the charge through even if you don't have the money available (pushing you over your limit if needed). Visa/Debit and Prep…

Once I again, I have a credit card I use almost exclusively for renting cars, and I believe I invariably check into hotels using debit cards. I can't remember ever having a problem.

Re: Submit Your Claim in the Equifax Breach Settlement

#204

Post by powellbu »

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Re: Submit Your Claim in the Equifax Breach Settlement

#205

Post by Vordimous »

simonsarris wrote: post #2

It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…

I put in bogus name and social. It said i was affected by the incident. So.... Probably phishing.

Re: Submit Your Claim in the Equifax Breach Settlement

#206

Post by jjeaff »

stanmancan wrote: post #194
tptacek wrote: post #171

Earlier quoted context omitted.

You can absolutely do both of those things. I book and check in with debit cards routinely, and there are major carriers that rent cars on debit cards.

Booking a hotel without a credit card requires a deposit. I've had to pay up to a $500 deposit on a hotel stay before. Yeah you get the money back after, but not everyone has that type of money laying around.

Not to mention that the deposit will not be available until 3 to 5 business days after you check out. It usually takes that long for the release to go through. (because obviously in this day and age, technology is not yet fast enough to process a transaction in mere seconds).

Re: Submit Your Claim in the Equifax Breach Settlement

#207

Post by lawnchair_larry »

stanmancan wrote: post #200
tptacek wrote: post #196

Earlier quoted context omitted.

We're talking about actual revolving credit credit cards, not debit cards. I understand that you need access to the Visa payment system to function in modern society, but you can trivially get access to that simply with a checking account. It is absolutely not impossible to book a hotel room or rent a car without a credit card. This is a weird thing that HN seems to believe about consumer finance that has not all tha…

The Debit/Visa cards work for lots of things, but last I tried most places wouldn't accept them to have on file for damage deposits and such (hotels/cars). I have to admit, I haven't tried for about 5 years. A debit/visa is no different than a prepaid visa. On an actual credit card, they can push the charge through even if you don't have the money available (pushing you over your limit if needed). Visa/Debit and Prep…

You’re not from the US. Debit means a whole different thing in the US. Unlike other countries, visa debit is functionally equivalent to a credit card, and the retailer doesn’t know the difference between visa debit run as credit vs visa credit.

Re: Submit Your Claim in the Equifax Breach Settlement

#208

Post by Adrian144 »

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Re: Submit Your Claim in the Equifax Breach Settlement

#209

Post by Adrian144 »

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Re: Submit Your Claim in the Equifax Breach Settlement

#210

Post by webninja »

dccoolgai wrote: post #64

5-second glance at the the stuff in the shows pixels for: Google Ads, Facebook, Twitter, a bunch of other slimy stuff. What the actual F. Who does that? Edit: also, no content security policy, no subresource integrity for 3rd party scripts. Is there such a thing as filing a class action against the party handling the class action? This is downright irresponsible. Edit: I see a couple of the 3rd party scripts have int…

What he’s saying is that even if www.equifaxbreachsettlement.com isn’t using the 5 digits of your SSN for nefarious purposes, Google Ads, Facebook, Twitter, and other slimy companies are collecting this data. Even if FB, Twitter, Google et al aren’t using this data, it might be available to marketers who use these Ad platforms.

Please correct me if my explanation of the parent comment is wrong here.

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