> From what I've read, it's thought that inside the event horizon, black holes are almost totally empty until you get to the singularity (or torus if it's spinning) at the center.
I can see how this could maybe be true for a black hole that never has anything fall into it after yourself, but for regular black holes that have things falling in regularly I think the situation would be pretty different. As you get closer to the event horizon, the rest of the universe appears to speed up. This means that as you get closer, the rate of objects / energy coming into the black hole past you and sometimes colliding into you will increase. You can imagine that at some point near the event horizon, every second, 100 years will pass for the rest of the universe, and 100 years worth of debris and light will enter into the black hole, some of it colliding with you. As soon as you reach the event horizon, an infinite amount of time's worth of debris and light will enter into the black hole, some of it colliding with you. From inside the black hole, it must look like everything that has ever fallen into the black hole in the history of the universe has fallen into it at the same instant. (And then I'm not entirely sure how black hole evaporation fits into this. I'd expect the perspective of someone going into a black hole must look like you immediately collide with everything that ever has and ever will fall into the black hole, and then instantly everything is obliterated into Hawking radiation.)