The simple truth is, everyone breaks the law. I don't mean willingly, there are tons of laws that exist that even well versed attorneys are not aware of. You accidentally downloaded a song you didn't pay for? We'll that's a criminal wrong doing. You did it over the internet? Somehow we'll tack on a wire fraud charge while we're at it, because we're sure we can convince a grand jury to at least allow us to try you. Now you're looking at a massive fine, and say 5-10 years. Sure you don't want to help us? By the way, if you've never been on the other end of an FBI agent interrogation, it's scary. Like really scary. I had a friend once show me briefly what it's like, and I never want to come near that again.
Here's the thing about lawsuits, even if you're innocent, you're still probably ruined. It's not like on T.V., lawsuits take years, even criminal ones. If you encounter a law enforcement agent (say a prosecutor), that wants to make a career off of something you're involved in, you're screwed. At best, you'll probably be bankrupt and emotionally destroyed. Imagine this, they bring charges against you, and if you get a public intoxication, or heaven forbid a DUI, you go to jail for the next 3 years while awaiting trial and for something that you might not have even committed. Don't believe me, read a case document on conditions of release. They list off a ton of things that can send you back to jail while awaiting trial.