The number one reason I don't turn on MFA has nothing to do with the effort in entering the MFA code/pressing a confirm button. The lifecycle of MFA is the problem. The backup/recovery options are just terrible. You either print out a sheet of "one time codes" (which I need to not lose forever), my phone simply needs to never break, or I need to configure an insecure recovery account (creating a whole chicken/egg pro…
This is not the case if you are using a corporate controlled account