151–160 of 246 posts
For me the red flag is them willing to send this letter to Chase, via snail mail at no charge to you. Nobody gives something for nothing. So I thought, why would they do this? after reading through the form, at the bottom, it looks like one of the companies, who sponsors this site, "Radvocate" seems like they are in the "class action" lawsuit business. https://myradvocate.com/ This site is about having enough potenti…
For me the red flag is them willing to send this letter to Chase, via snail mail at no charge to you. Nobody gives something for nothing. So I thought, why would they do this? after reading through the form, at the bottom, it looks like one of the companies, who sponsors this site, "Radvocate" seems like they are in the "class action" lawsuit business. https://myradvocate.com/ This site is about having enough potenti…
From a "consumer who wouldn't individually sue chase" perspective I see nothing wrong here. I know many here consider this to be ideological heresy but it's possible to have a transaction where both parties come out ahead and this seems like one of those win-wins to me. They do a little work for you in exchange for putting your name on a list of people they can use in a class action, you might even get $5 or somethin…
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IANAL, so can someone help me understand how bullet proof their privacy policy is ( https://www.chaseoptout.com/PrivacyPolicy.pdf )? It seems to me that it's pretty flimsy? In particular: > To conduct research and to improve and promote our services . We use the information wecollect to conduct research and to improve or enhance and promote our Services. Both promotion and research are pretty damn broad terms, right?
Oh dang. So this whole thing is just a big data grab. Even if they aren't going to make fraudulent charges, that's a clear ulterior motive.
Personally, I'm very much okay with the exchange in this case, particularly given the cost of mailing physical letters.
Assuming that you're completely legit and utterly competent, there's still a big security problem here: it's encouraging people to put their PII and CC info into arbitrary Web sites . On top of that, it's further identifying them as both Chase CC holders and receptive to scams, qualifying them as leads for further phishing/scamming.
Unfortunately this is the problem that Chase created ... we give users a way to download a form letter instead, but were just trying to make it as easy as possible for customers to opt out if they would like to do so
That's a really shady move and I'll take note to avoid any business with Chase in the future.
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While I disagree on that point, what about the fact that the terms require you to mail it yourself. Edit: Also, I'm not sure what "wet signature" means. The claim was not quite that the signature has to be in ink . The debate is over whether you (not someone else) are performing the signing, and whether you (not someone else) are mailing (not emailing etc.) it on paper (not e.g. a flash drive) or not. Which, to me, m…
I agree with you on the mailing part. Was just pointing out that a personal signature and electronic signature are identical unless specifically stated otherwise due to the E-Sign Act.
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An ecommerce site has a merchant agreement with a payment processor to comply with PCI DSS. This does not. It is in no way similar.
FYI we are complying with PCI DSS when you use this site - you can read details in the FAQ
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Do we have proof of that? I think the fact that we're taking your word for everything so far is the source of the discomfort here.
Sort of humorous comment, as PCI DSS is self assessment and attestation of compliance. If OP states they’ve met their burden, that’s all that’s required at their scale.
Isn't the likely outcome of opting out that Chase just closes your account?
I just want to point out that, as a user, opting out of this portion of Chase's agreement could result in Chase deciding to close your account. Not advocating what course of action to take, but merely pointing out that there is risk associated with this action. That being said, I have read through the email from Chase, and there is nothing that explicitly states that they will close it as a result of the user opting…
I would actually like to see that service. A website that closes your bank account for you. They can be very tricky when you try to do that.