81–90 of 272 posts
Instead, this developer has put himself on industry blacklists by doing this. No way he’ll be trusted with sensitive projects. Don’t do this.
This thing wants the password for your bank account? WTF? That's way more than it needs. Enough info to authorize an ACH transfer, maybe. But the login password for your bank account? No way. That voids Bank of America's security guarantee.[1] If you provide info for an ACH transfer, and the other party abuses that info, it's reversible. If you provide login info and the other party abuses that info, it's not. [1] ht…
Hey guys its cool to see that you like my project. Unfortunately these types of things happen to independent contractors often and theres not a whole lot you can do about it but learn from mistakes. I used some awesome tech for the first time in this one like react-native-web which is now in Expo and react-spring for those sexy animations. Im happy for any of you guys to use this project as a boilerplate, learn some…
As a freelancer, always get a 50% upfront payment before starting a project.
Earlier quoted context omitted.
Have you ever seen mike monteiro’s “fuck you pay me” talk? Assuming that your contract leaves you with copyright until you’re paid you could always have dmca’d them when they deployed. But that’s the vindictive side of me :D
> Assuming that your contract leaves you with copyright until you’re paid Why would this matter? If he's not paid, what validity does the contract have?
This thing wants the password for your bank account? WTF? That's way more than it needs. Enough info to authorize an ACH transfer, maybe. But the login password for your bank account? No way. That voids Bank of America's security guarantee.[1] If you provide info for an ACH transfer, and the other party abuses that info, it's reversible. If you provide login info and the other party abuses that info, it's not. [1] ht…
Earlier quoted context omitted.
Yes, but this is increasingly common in online services. Reputable services like Wealthfront also work like this, requiring your bank login to work. The fact that Plaid has their entire business built around providing “bank logins as a service” speaks to that. I don’t like it either, but I’m not sure how you could get archaic banks and low-tech consumers to adopt something better.
Yeah, unless banks provide oAuth or APIs to get that information securely and easily revokable, I guess that's the best we have.
Hey guys its cool to see that you like my project. Unfortunately these types of things happen to independent contractors often and theres not a whole lot you can do about it but learn from mistakes. I used some awesome tech for the first time in this one like react-native-web which is now in Expo and react-spring for those sexy animations. Im happy for any of you guys to use this project as a boilerplate, learn some…
How common as a ballpark percent? I’m asking because I’m trying to decide whether to try some contracting this year or not
Or do like I did and end up working full-time for a client that does pay well. That brought my non-payment rate down to 0%.
This thing wants the password for your bank account? WTF? That's way more than it needs. Enough info to authorize an ACH transfer, maybe. But the login password for your bank account? No way. That voids Bank of America's security guarantee.[1] If you provide info for an ACH transfer, and the other party abuses that info, it's reversible. If you provide login info and the other party abuses that info, it's not. [1] ht…
Yes, but this is increasingly common in online services. Reputable services like Wealthfront also work like this, requiring your bank login to work. The fact that Plaid has their entire business built around providing “bank logins as a service” speaks to that. I don’t like it either, but I’m not sure how you could get archaic banks and low-tech consumers to adopt something better.
This thing wants the password for your bank account? WTF? That's way more than it needs. Enough info to authorize an ACH transfer, maybe. But the login password for your bank account? No way. That voids Bank of America's security guarantee.[1] If you provide info for an ACH transfer, and the other party abuses that info, it's reversible. If you provide login info and the other party abuses that info, it's not. [1] ht…
Yes, but this is increasingly common in online services. Reputable services like Wealthfront also work like this, requiring your bank login to work. The fact that Plaid has their entire business built around providing “bank logins as a service” speaks to that. I don’t like it either, but I’m not sure how you could get archaic banks and low-tech consumers to adopt something better.
Laws that require banks to provide APIs so that any other service, including other banks, can consume the user's banking data.
This thing wants the password for your bank account? WTF? That's way more than it needs. Enough info to authorize an ACH transfer, maybe. But the login password for your bank account? No way. That voids Bank of America's security guarantee.[1] If you provide info for an ACH transfer, and the other party abuses that info, it's reversible. If you provide login info and the other party abuses that info, it's not. [1] ht…
Well, the fact that banks traditionally allow reverting fraudulent transactions is becoming more and more of a unique selling point. So it would seem obvious that they want customers to give out their passwords so they become victims of fraud, only to then learn that the bank has excellent fraud protection (contrary to let's say cryptocurrencies). That is pure speculation of course. Hanlon's Razor would suggest "bank…
Playing fast and loose with security because the bank will be on the hook (at financial cost to the bank) does not seem like a moral or ethical thing to do, and banks would be likely to pull transaction reversion from anyone who tried to use it as a feature.