Ask HN: What healthcare options exist for entrepreneurs?

#1

Post by econti » Tue, May 28, 2019, 7:11 PM UTC

Would like to know what are the best options for healthcare when working for yourself in California. How much should I expect to pay?

Re: Ask HN: What healthcare options exist for entrepreneurs?

#2

Post by soulnothing » Tue, May 28, 2019, 7:39 PM UTC

Look at the MarketPlace, HealthSherpa, or ehealthinsurance.

I'm not sure the rules on posting links. I'm not associated with any of the above. But whenever I'm relocating and working a contract without benefits. I use those three sites to narrow down my options.

Re: Ask HN: What healthcare options exist for entrepreneurs?

#3

Post by sergiotapia » Tue, May 28, 2019, 7:48 PM UTC

saving thread

Re: Ask HN: What healthcare options exist for entrepreneurs?

#4

Post by kapitalx » Tue, May 28, 2019, 7:48 PM UTC

soulnothing wrote: post #2

Look at the MarketPlace, HealthSherpa, or ehealthinsurance. I'm not sure the rules on posting links. I'm not associated with any of the above. But whenever I'm relocating and working a contract without benefits. I use those three sites to narrow down my options.

It's not a problem to post links, it would be great if you can change those to links, I couldn't find MarketPlace.

All links on HN are auto tagged with 'nofollow'.

Re: Ask HN: What healthcare options exist for entrepreneurs?

#5

Post by jotjotzzz » Tue, May 28, 2019, 7:53 PM UTC

sergiotapia wrote: post #3

saving thread

(and loans.. hopefully not student loans)

Re: Ask HN: What healthcare options exist for entrepreneurs?

#6

Post by idlewords » Tue, May 28, 2019, 7:55 PM UTC

I pay something like $430/month through Kaiser. My experience there is they are really good unless you need mental health stuff. I would especially recommend cancer—the views of SF from the chemo lounge are spectacular.

Kaiser is their own insurer/pharmacy, and works like a mini version of single payer. If you're younger than me (I'm 43) you may find some plans with them that are cheaper.

Another option is OneMedical, which is kind of boutique health care for wealthier people, but lets you do a lot more online than most medical services and may be worth a look. https://www.onemedical.com

Re: Ask HN: What healthcare options exist for entrepreneurs?

#7

Post by rootusrootus » Tue, May 28, 2019, 7:57 PM UTC

I don't know how applicable it is, but if you are big enough to have an employee or two, check with whomever you contract with to handle payroll processing and see if they've got an offering. My wife's last gig was for a three-employee company and their payroll provider was able to offer group insurance rates that were pretty competitive.

Re: Ask HN: What healthcare options exist for entrepreneurs?

#8

Post by [deleted] » Tue, May 28, 2019, 8:15 PM UTC

[deleted]

Re: Ask HN: What healthcare options exist for entrepreneurs?

#9

Post by econti » Tue, May 28, 2019, 8:17 PM UTC

soulnothing wrote: post #2

Look at the MarketPlace, HealthSherpa, or ehealthinsurance. I'm not sure the rules on posting links. I'm not associated with any of the above. But whenever I'm relocating and working a contract without benefits. I use those three sites to narrow down my options.

Have you tried healthcare.gov?

Re: Ask HN: What healthcare options exist for entrepreneurs?

#10

Post by baron816 » Tue, May 28, 2019, 8:18 PM UTC

idlewords wrote: post #6

I pay something like $430/month through Kaiser. My experience there is they are really good unless you need mental health stuff. I would especially recommend cancer—the views of SF from the chemo lounge are spectacular. Kaiser is their own insurer/pharmacy, and works like a mini version of single payer. If you're younger than me (I'm 43) you may find some plans with them that are cheaper. Another option is OneMedical…

> I would especially recommend cancer

Umm...probably rephrase.