Earlier quoted context omitted.
1. Deregulate the health insurance market so you can sell across state lines. 2. Employers start giving their employees the money they pay on their behalf. 3. People shop for the health insurance they want/need. In a year, every other advertisement on TV would be for health insurance, like it is with car insurance now.
> 1. Deregulate the health insurance market so you can sell across state lines. I've always found this suggestion a bit disingenuous. First, there is no federal law that bans insurance from being sold across state lines. What they really mean (but can't say because it is not politically appealing) is "Don't allow states to regulate insurance sold in their state." State boards regulate insurance. They seem to do it we…
The things you are talking about are regulatory standards. I've not seen anyone really suggesting that regulatory standards are a problem in the Americas (on the contrary, everything I've read suggests if you have in insurance the whole process can be pretty comfortable).
gp's post is, in my eyes, clearly going towards the point that people should be choosing their own insurers, rather than their employers choosing insurers (on employees behalf). It seems like common sense to me that an individual will be better at choosing a healthcare provider than their employer.
The idea that healthcare benefits are a factor to consider when choosing an employer is bizarre. The only reason to link the two is because Americans enjoy being different. And strangely anti-individual-choice in this instance. That dynamic is an obvious perversion of the market to deregulate.