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BankSimple Launches Preview Site

banksimple.com

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Re: BankSimple Launches Preview Site

#81

Post by blasdel »

KirinDave wrote: post #32
julius wrote: post #18

The site has an easter egg. Keyboard navigation: Try j,k,Esc,1-7 (its explained at the bottom of the page)

The keyboard nav isn't really an easter egg. HINT: The site does have two easter eggs. I'll spoil one; try clicking in the far top left of the guilloche background. Didn't you wonder how we got the page to load so fast with such a huge image?

That's just canvas, it's no surprise. The four seperate webfonts as data URIs are bigger than that canvas would have been as an image anyway.

Try typing <script into one of the signup fields for the real easter egg!

Re: BankSimple Launches Preview Site

#82

Post by blasdel »

blaines wrote: post #79
KirinDave wrote: post #32

Earlier quoted context omitted.

The keyboard nav isn't really an easter egg. HINT: The site does have two easter eggs. I'll spoil one; try clicking in the far top left of the guilloche background. Didn't you wonder how we got the page to load so fast with such a huge image?

Nice! I see some mootools? Is that a standard feature or something specially awesome? I really like their site, they put a lot of effort in it and it shows. Good work!

The unminified js with comments is public: https://www.banksimple.com/js/brawndo.js

Re: BankSimple Launches Preview Site

#83

Post by blasdel »

i2pi wrote: post #50
jakarta wrote: post #45

Earlier quoted context omitted.

That's a really good point about the size issue with the Durbin Amendment, so in that case, then yeah - interchange fees should be a great income stream for Bank Simple. I don't know too much about how it works for an affiliate debit card like Bank Simple is proposing -- obviously they are partnering with large banks for the deposits, but I wonder how the process works for the debit cards.

I'm not a fan of the "affiliate" phrase. Most affiliate banking relationships are purely marketing relationships. Stick a logo on another bank's card and call it done. While our relationship with banks is similar from a regulatory perspective, we have deep technology integrations that allows us to provide a much better end-to-end user experience. This is why it is possible to launch an 'affiliate' card in a matter of…

So you're trying to do the iPhone of the retail banking industry? Get the weaker but competent operations to cede control over fees and the user to you, to do something other than the short-term diphittery that's plagued the industry forever, and make everyone piles of money.

I do hope that you tone down the designery stuff once you launch. Google Analytics gets a pass on the front end, but I definitely don't need XSR from MixPanel and TypeKit all up in my banking experience. I know it's heresy to designerbros, but the UX problem with existing banking has nothing to do with typography and everything to do with 3270 emulation & petty bureaucracy.

Re: BankSimple Launches Preview Site

#84

Post by blasdel »

trafficlight wrote: post #71
SkyMarshal wrote: post #62

Earlier quoted context omitted.

>A lot of the pain in banking stems from atrocious technology, so we're making better tech to drive a better experience. I can't believe how bad many banks' online experience still is in 2010. Best of luck to you guys, hope you clean their clocks.

It's not just the online aspect either. The internal tools are absolutely awful. And even small credit unions spend hundreds of thousands a year on them.

If BankSimple is really going to be immediately contactable via "Phone, chat, FaceTime, Skype, email, whatever.", then they're bound to be innovating on the internal stuff too.

Can they realistically contract out the call center to any of the companies that service existing retail banks?

Re: BankSimple Launches Preview Site

#85

Post by blasdel »

Q6T46nT668w6i3m wrote: post #53
nathanwdavis wrote: post #28

Earlier quoted context omitted.

I didn't see a link to the FAQ anywhere. I see now it is a small link at the very bottom. Regardless, I still don't see what the great value proposition is other than that they are friendly. My bank (a small local bank) has never charged me a overdraft fee, never had to wait more than a minute, and I can only remember one time that I paid an ATM fee. I must have just been lucky enough to get one of the non-evil banks…

Hi, I’m Allen. I’m an employee at BankSimple. We think that’s great. In the past, we’ve shown animosity toward banks without too much distinction. In retrospect, this might’ve been a mistake. Hopefully, we’re a refuge for resentful and puzzled customers of a certain subset of national banks rather than a competitor to a non-profit credit union. We wholly realize the necessary and worthy function that credits unions f…

It's a bit hasty to read that into his comment and break out the copypasta keyed under "credit unions"

There's plenty of small local banks that are non-evil, at least until they get swallowed up by progressively more dastardly banks in a long chain of semi-annual M&A transactions.

Re: BankSimple Launches Preview Site

#86

Post by oomkiller »

jsdalton wrote: post #24
Qz wrote: post #17

The signup form doesn't work if you use autocomplete to enter your name and email address. Had to delete random letters and retype them to get the button to light up.

Yeah, they are probably using the javascript change event to trigger the enabling of that submit button. Unfortunately, most autocomplete functions don't trigger the change event. It's a real pain; you end up having to poll the form fields for changes and then trigger the change event manually.

I always add autocomplete="off" to my inputs, cuts down on this type of thing.

Re: BankSimple Launches Preview Site

#87

Post by Qz »

oomkiller wrote: post #86
jsdalton wrote: post #24

Earlier quoted context omitted.

Yeah, they are probably using the javascript change event to trigger the enabling of that submit button. Unfortunately, most autocomplete functions don't trigger the change event. It's a real pain; you end up having to poll the form fields for changes and then trigger the change event manually.

I always add autocomplete="off" to my inputs, cuts down on this type of thing.

That would just annoy me more, I use autocomplete wherever and whenever -- any site that doesn't let me autocomplete something that should be autocomplete-able always gets on my nerves.

Re: BankSimple Launches Preview Site

#89

Post by adambyrtek »

oomkiller wrote: post #86
jsdalton wrote: post #24

Earlier quoted context omitted.

Yeah, they are probably using the javascript change event to trigger the enabling of that submit button. Unfortunately, most autocomplete functions don't trigger the change event. It's a real pain; you end up having to poll the form fields for changes and then trigger the change event manually.

I always add autocomplete="off" to my inputs, cuts down on this type of thing.

Disabling an useful feature in order to make coding slightly easier seems a bit backwards.
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