How would you invest $500k at 30? • Hacker News Board

Re: How would you invest $500k at 30?

#11

Post by AznHisoka » Sun, Mar 31, 2019, 1:57 AM UTC

sergiotapia wrote: post #7

omosubi wrote: post #6

Earlier quoted context omitted.

Why would weekly deposits mitigate risk?

I read somewhere they used previous outcomes to simulate lump sum investments at the start, and weekly/monthly deposits. End result wasn't that much different - the lump sum did do better, but not significantly. The weekly/monthly deposits was smoother.

icedchai summed it above but the reason for this isn't to maximize return - it's psychological. If the market drops, you now can buy more at a cheaper price. If you spent it all, you probably would be tempted to cash it all out to cut your losses. of course, you shouldn't, but we're talking about our lizard brains here.

Re: How would you invest $500k at 30?

#12

Post by quickthrower2 » Sun, Mar 31, 2019, 2:02 AM UTC

What’s your unfair advantage? What do you know that most people don’t? Rhetorical questions of course!

Re: How would you invest $500k at 30?

#13

Post by turtlecloud » Sun, Mar 31, 2019, 3:23 AM UTC

Cypher wrote: post #5

buy shitcoins.

Which ones?

Re: How would you invest $500k at 30?

#14

Post by marketgod » Sun, Mar 31, 2019, 3:55 AM UTC

Do you have time to watch the market? If you want to go with aggressive growth, and $500K you are willing to risk, then options trading. Put $20K per trade and it should double in a year.

Re: How would you invest $500k at 30?

#15

Post by nutcracker46 » Sun, Mar 31, 2019, 4:17 AM UTC

Do some serious homework on the markets before putting that 500k on the line. Some, but not all, and probably not half of the stocks in the S&P 500 will continue to gain this year. Bonds have run up recently, so they also have more immediate risk of decline / low yield.

Also, consider things not so obvious: option selling strategies. Warren Buffet does it, so smart is as smart does.

Re: How would you invest $500k at 30?

#16

Post by akarki15 » Sun, Mar 31, 2019, 4:48 AM UTC

turtlecloud wrote: post #13

Cypher wrote: post #5

buy shitcoins.

Which ones?

shitty ones.

Re: How would you invest $500k at 30?

#17

Post by muzani » Sun, Mar 31, 2019, 4:55 AM UTC

In general, invest in things with higher returns and lower risk. They're not necessarily correlated.

Things which you understand better than anyone, that you believe in but others don't.

Re: How would you invest $500k at 30?

#18

Post by patrickxie » Sun, Mar 31, 2019, 5:23 AM UTC

You can look into investing them in Amazon resellers. you can use a platform like upfund.io, or loan it out to Amazon sellers you know personally, from my experience investors can expect 40%+ annual returns. This is because the FBA business models can yield 200%+ yearly ROI for the resellers themselves.

Re: How would you invest $500k at 30?

#19

Post by DarmokJalad1701 » Sun, Mar 31, 2019, 5:35 AM UTC

patrickxie wrote: post #18

You can look into investing them in Amazon resellers. you can use a platform like upfund.io, or loan it out to Amazon sellers you know personally, from my experience investors can expect 40%+ annual returns. This is because the FBA business models can yield 200%+ yearly ROI for the resellers themselves.

Aren't signups closed on upfund?

Re: How would you invest $500k at 30?

#20

Post by patrickxie » Sun, Mar 31, 2019, 6:14 AM UTC

DarmokJalad1701 wrote: post #19

patrickxie wrote: post #18

You can look into investing them in Amazon resellers. you can use a platform like upfund.io, or loan it out to Amazon sellers you know personally, from my experience investors can expect 40%+ annual returns. This is because the FBA business models can yield 200%+ yearly ROI for the resellers themselves.

Aren't signups closed on upfund?

not sure, I am a seller using their services, not an investor. Are you not able to invest in new deals?