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Apple announces Apple Card credit card

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Re: Apple announces Apple Card credit card

#771
post #277

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And people still wonder what problem cryptocurrencies tries to solve.

No, people are wondering why cryptocurrencies haven't actually solved anything yet.

Bitcoin allowed to accept donation for Wikileaks since 2011 when Visa and MC blocked them. (Nowadays they accept also more privacy preserving currencies like Monero or ZCash)

Bitcoin allows people in Venezuela to avoid wealth confiscation on the borders, either when they are running away or when they are sending money back home to family.

Bitcoin allows people in Iran to transact with outer world.

Bitcoin allows people in India to keep their wealth in face of demonetization.

There are many problems that Bitcoin solves for real people and real companies every day.

Just because you aren't one of them, doesn't mean they don't exists.

Re: Apple announces Apple Card credit card

#772

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True, and I do not condone these insults either. Its just that coorporations are far more scared of beeing associated with the right, than the left. Legally speaking you're not allowed to insult anyone, wether as a n-word, nor as a nazi

> Legally speaking you're not allowed to insult anyone, wether as a n-word, nor as a nazi This is absolutely false, at least in the US where Patreon is based. Out of curiosity where did you get the idea that insults are illegal (assuming you're talking about the Unites States)?

Local laws.

Calling someone a nazi when you cannot proof that they do indeed follow that ideology would also be slander/libel.

Re: Apple announces Apple Card credit card

#773

Earlier quoted context omitted.

> Legally speaking you're not allowed to insult anyone, wether as a n-word, nor as a nazi This is absolutely false, at least in the US where Patreon is based. Out of curiosity where did you get the idea that insults are illegal (assuming you're talking about the Unites States)?

Local laws. Calling someone a nazi when you cannot proof that they do indeed follow that ideology would also be slander/libel.

Libel is much more specific than just insults. Libel entails knowingly making false statements to harm someone's reputation. It's also much harder to prove than most people think.

Someone tried to sue for calling someone a Nazi but lost [1]. In this case the defendant claimed to have been presenting a hypothetical. I have not been able to find a successful defamation case due to someone being called a Nazi in the US. Not to mention it wouldn't affect calling a black person a n____r because such a statement is not factually incorrect (as the slur is a derogatory term for a black person).

1. https://www.google.com/amp/s/www.thewrap.com/james-woods-bea...

Re: Apple announces Apple Card credit card

#774

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I'm curious to know what the percentage of places are that 1. Support contactless 2. support chip 3. only support swiping. Secondly, I wonder if they can, for example, have a different number on the swipe, and have that number require extra security (such as approving each transaction on your phone).

Anecdotal - I'm in Canada and pay mostly with credit cards. I don't even recall swiping my card in the past two years. I've basically been doing contactless under $100 whenever I can and chip and pin for all other transactions.

I used to live there 6-7 years ago and even then I used contactless all the time. I've since moved the US (silicon valley no less), and no one had contact-less. Just this year my credit card finally got tap support... So yeah Canada is easily a decade ahead when it comes to this.

Re: Apple announces Apple Card credit card

#775

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What about people that use "knuckle-busters" to make a carbon impression of the card's numbers? I have a card that has a real number, but doesn't have the embossed numbers on it, so it too wouldn't work in such a machine. To be fair, it's been years since I've run into one of those machines, so they may no longer be used, or people that use them are just used to rejecting cards they can't impression.

As far as I know, writing down the card details manually instead of taking an imprint is a viable option.

Seems like an easy way to commit fraud. They copy down the numbers and then you walk way with your merchandise/product and then use apple to revoke the card number.

Re: Apple announces Apple Card credit card

#776

Earlier quoted context omitted.

How so cryptocurrencies haven't solved anything? If someone has done a transaction with cryptocurrencies that brings value to him, isn't that solving something? Your claim is just very probably totally untrue - I think Bitcoin etc have been very useful for some small group of people for quite a long time already. However the adoption just isn't that big. Somehow people seem to think that cryptocurrencies have to repl…

Ok, so what problem has actually been solved? Cryptocurrencies accomplish nothing that wasn't already possible before, usually faster, cheaper and safer. Just because someone uses an alternative doesn't mean it's solving a problem, and in this case it's just creating more issues.

I have used Bitcoin to buy various things and used it as a savings instrument, I see that it has solved problems for me. Of course I could use other tools for that, but if you think Linux is superior that doesn't invalidate someones experience who is using Windows.

Generally there seems to be lots of people who don't use cryptocurrencies and think that they don't solve any problems - OK whatever, don't use them, but there are loads of people using cryptocurrencies for whatever and your opinions are not objective measure on their value.

Re: Apple announces Apple Card credit card

#777

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Retail banks were on the front lines making the liar loans that got everything started. Investment banks wouldn't have had any bogus mortgages to bet on without retail banks originating them. The decision to use GS is highly dilutive to Apple's brand.

I get that you're trying to tell a morality tale in order to determine who the bad guy is, but there wasn't "a bad guy" causing the last recession. "Retail banks were on the front lines making the liar lones".... and millions of creditless idiots were buying houses they couldn't afford. You don't need the ball when the chain wraps around the whole world.

My point is that "much more regulated" retail banks don't behave any better than the other players in the financial system. That's not a morality tale it's a fact. If the financial crisis didn't convince you certainly Wells Fargo should have.
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