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Ask HN: As a freelancer, what's the best app to track finances?

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Re: Ask HN: As a freelancer, what's the best app to track finances?

#101

Post by chime »

nunodonato wrote: post #58
thibaut_barrere wrote: post #40

I'm a freelance myself (since 2005). I ultimately scratched my own itch and created an app specifically for this: https://www.wisecashhq.com I built it pretty much for what you describe: to plan my future (it computes your runway & "time wealth"), adjust working hours as needed, "make time" for other topics, negotiate based on data etc. The goal is not to "track all expenses", but rather to make a reasonable forecast…

interesting! the features do sound similar to what I'm looking for, unfortunately the monthly cost is too high for me :(

I wrote this almost a decade ago but it's free and very simple: https://zetabee.com/cashflow/

Re: Ask HN: As a freelancer, what's the best app to track finances?

#102

Post by have_faith »

thibaut_barrere wrote: post #61
nunodonato wrote: post #58

Earlier quoted context omitted.

interesting! the features do sound similar to what I'm looking for, unfortunately the monthly cost is too high for me :(

I'm always looking for feedback, including on similar topics :-) What would be a "good" price for you? (asking because when I'll make a complete rewrite, I want to have various price ranges, including a lower starting price).

The idea sounds great but the landing page could be so much more informative. Ignoring the testimonials and the looping video that's hard to discern concrete information from you are left with very little in the way of information to justify the expense. That's not to say the product isn't worth what you charge, it most likely is, just that I believe it's doing itself a disservice in convincing me to use the trial. If each one of your selling points from that 3up column section where it's own section with more details on how it works and how easy that particular feature is to use etc I think would do a much better job at convincing people.

Re: Ask HN: As a freelancer, what's the best app to track finances?

#103

Post by Shicholas »

https://waveapps.com

IMO you need to know the ins and outs of bookkeeping anyway and Wave has been such a joy to work with. It has great apps for snapping photos => OCR receipts and sending invoices (if you require all your clients to pay invoices via Wave, accounting will be much easier).

Re: Ask HN: As a freelancer, what's the best app to track finances?

#107

Post by justusthane »

It doesn't really have forecasting capability and isn't targeted at business, but just for personal budgeting and finance tracking, I love YNAB, and it works fine for variable income. It has actually changed my life (coming from no budgeting ;)

There's a public API too, so you could probably build forecasting and more detailed reporting on top of it.

Re: Ask HN: As a freelancer, what's the best app to track finances?

#108

Post by thibaut_barrere »

have_faith wrote: post #102
thibaut_barrere wrote: post #61

Earlier quoted context omitted.

I'm always looking for feedback, including on similar topics :-) What would be a "good" price for you? (asking because when I'll make a complete rewrite, I want to have various price ranges, including a lower starting price).

The idea sounds great but the landing page could be so much more informative. Ignoring the testimonials and the looping video that's hard to discern concrete information from you are left with very little in the way of information to justify the expense. That's not to say the product isn't worth what you charge, it most likely is, just that I believe it's doing itself a disservice in convincing me to use the trial. I…

It's useful feedback, thanks!

There is actually a lot more detail right under each of those sections (see the "learn more" link).

For some reason it's not underlined, so I guess I have to fix this!

Example link:

https://www.wisecashhq.com/help/setting-up-a-recurring-trans...

This is, by the way, and git-backed knowledge based & source is available here:

https://github.com/wisecash/wisecash-support

Re: Ask HN: As a freelancer, what's the best app to track finances?

#109

Post by thibaut_barrere »

DBYCZ wrote: post #100
thibaut_barrere wrote: post #40

I'm a freelance myself (since 2005). I ultimately scratched my own itch and created an app specifically for this: https://www.wisecashhq.com I built it pretty much for what you describe: to plan my future (it computes your runway & "time wealth"), adjust working hours as needed, "make time" for other topics, negotiate based on data etc. The goal is not to "track all expenses", but rather to make a reasonable forecast…

Wow this is really cool, well done!

Thank you!

Re: Ask HN: As a freelancer, what's the best app to track finances?

#110

Post by thibaut_barrere »

graeme wrote: post #90
nunodonato wrote: post #58

Earlier quoted context omitted.

interesting! the features do sound similar to what I'm looking for, unfortunately the monthly cost is too high for me :(

Just a general comment for those reading: this app is very likely a business expense for any freelancer or business owner. Cashflow planning is a core business job and allows you to determine how much you can invest, what jobs you need to seek when, etc. So this significantly cuts the cost of the service. Btw, to the maker, something like $15 USD would be a no brainer purchase price for me personally. This price, rou…

Thanks for the feedback on pricing, this is useful :-)

I initially handled both USD & EUR for payment, and it turned out to be a pain to handle from the seller perspective, at least at the stage where I am.

I haven't necessarily seen a difference in sign-ups after removing USD, btw!

I will definitely revisit this for the next version, though (will move to Stripe Billing, which doesn't impose an extra price when you add more currencies).

WRT multi currency support, it's not the case: this is only supporting a single currency at the moment (the largest use case by far for current customers).

But again this is typically something that will be covered in a future version.

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