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The difference between ‘broke’ and ‘poor’

theguardian.com

101–110 of 234 posts

Re: The difference between ‘broke’ and ‘poor’

#101

Earlier quoted context omitted.

If you are poor in the US your healthcare costs will mostly or entirely be covered. This includes major surgery.

Not really, or there wouldn't be so many medical bankruptcies

Bankruptcy is a middle class concern, the concept presumes a level of credit that poor people rarely have. Medical care is often written off or billed to the government up front if you meet the criteria.

Re: The difference between ‘broke’ and ‘poor’

#102
post #7

And this is in Canada, where the author's surgery and other medical care was covered in full by universal health care. Without that, her situation likely would have been far worse, and yet we can still do so much better.

To be fair, this person would likely qualify for Medicaid in the U.S. Also, in Ontario there's a healthcare-specific tax which is not eligible for credits like normal income tax, but instead uses a standard deduction like the U.S. Federal income tax.

I use to work for a company that facilitated in home nurse care for special needs children. The majority of our reimbursements were from the government.

Re: The difference between ‘broke’ and ‘poor’

#103
post #7

And this is in Canada, where the author's surgery and other medical care was covered in full by universal health care. Without that, her situation likely would have been far worse, and yet we can still do so much better.

To be fair, this person would likely qualify for Medicaid in the U.S. Also, in Ontario there's a healthcare-specific tax which is not eligible for credits like normal income tax, but instead uses a standard deduction like the U.S. Federal income tax.

The bar for Medicaid for a two person household in most states was $22,715. Pretty good chance she was over that.

Re: The difference between ‘broke’ and ‘poor’

#104
post #40

Earlier quoted context omitted.

Which I never understood. USA provides free healthcare for people who are poor because they don't work and healthcare for people who are retired and don't work. But the USA does not provide healthcare for people who work and keep machine turning. Hmm... I wonder if it's a political lobbying by healthcare industry to get more money for people who wouldn't provide it on their own by extracting it from the tax payers wh…

The US provides acute treatment for the destitute (i.e. we'll fix your broken bone), but I don't think we'll provide chronic treatment for the destitute. I've never heard of a destitute person getting free chemo or hospice for example.

This is incorrect. Medicaid provides for health care of all kinds including chemo and hospice care. There is some evidence that the quality of care isn't as good as private insurance, but there is definitely coverage of some kind for the items you mention.

Re: The difference between ‘broke’ and ‘poor’

#105
post #13

I have noticed there's been some progress on reducing the stigma when you're poor and are surrounded by those that aren't. When I was young, free and/or reduced school lunch paper punch cards were a different color than normal paid ones. Similar for food stamps, WIC, etc. Now they are all plastic cards that don't look obviously different from the cards the people with money use.

EBT moved to discreet debit cards more for ease of accounting and disbursement than recipient dignity, but WIC still uses stacks of paper checks that have to be run as a series of discrete transactions. They're embarrassing to use, almost more trouble than they're worth. It's obvious when people are paying with it-- the conveyor belt is lined with bunched groceries and paper slips while the line behind the customer b…

[deleted]

Re: The difference between ‘broke’ and ‘poor’

#106
This article would have been stronger if it simply addressed the issue of poverty directly and dispensed with the nit picking over the words broke and poor. I also disagree with the assertion that her middle class friends were using the word wrong or that broke was an apt description of their financial situation.

Broke is a a synonym for bankrupt or being in bad debt. If someone says they can't afford something which is what was being expressed when someone says "I'm too poor" that doesn't mean they are broke.

Re: The difference between ‘broke’ and ‘poor’

#107
post #13

I have noticed there's been some progress on reducing the stigma when you're poor and are surrounded by those that aren't. When I was young, free and/or reduced school lunch paper punch cards were a different color than normal paid ones. Similar for food stamps, WIC, etc. Now they are all plastic cards that don't look obviously different from the cards the people with money use.

EBT moved to discreet debit cards more for ease of accounting and disbursement than recipient dignity, but WIC still uses stacks of paper checks that have to be run as a series of discrete transactions. They're embarrassing to use, almost more trouble than they're worth. It's obvious when people are paying with it-- the conveyor belt is lined with bunched groceries and paper slips while the line behind the customer b…

As with many things in the US, varies by state. Many states do have WIC cards that work like a debit card and many grocers have support for a single checkout process with two swipes.

Re: The difference between ‘broke’ and ‘poor’

#108
post #7

And this is in Canada, where the author's surgery and other medical care was covered in full by universal health care. Without that, her situation likely would have been far worse, and yet we can still do so much better.

If you are poor in the US your healthcare costs will mostly or entirely be covered. This includes major surgery.

Not really, and it varies by state.

When you show up with an emergent condition, you get treated and kicked out. We probably spend more money on Medicaid for babies addicted to opioids than it would cost to privately insure mothers.

Re: The difference between ‘broke’ and ‘poor’

#109
post #40

Earlier quoted context omitted.

Which I never understood. USA provides free healthcare for people who are poor because they don't work and healthcare for people who are retired and don't work. But the USA does not provide healthcare for people who work and keep machine turning. Hmm... I wonder if it's a political lobbying by healthcare industry to get more money for people who wouldn't provide it on their own by extracting it from the tax payers wh…

This is definitely one of the most ridiculous points about the American system. Medicare for all already exists, it just requires that you quit your job (forever if you have a chronic medical issue) sell your house and assets and stop paying taxes, or having productive input into the economy entirely. What kind of sense does that make?

You don't need to sell your house, you can qualify for Medicaid and they'll place a lien on it. You can't keep savings to pay the property tax or the mortgage though, so I don't think you'd end up keeping the house.

Re: The difference between ‘broke’ and ‘poor’

#110
post #2

Poverty especially sucks when you're all alone like it seems this person was. Where I grew up, most of the people were poor, but we had rich lives for the most part. Lots of family dinners and outings. The people with more would let you take the leftovers home. You can't really train this and we all definitely need a social safety net, but I do think our closed off society prevents us from helping each other too.

Exactly - I’m from upper middle class and while this meant I was lucky enough to go back home when unemployed, all my peers were just career oriented and it’s very lonely to be ‘a loser’ - I recently moved in w some old coworkers/friends in a diff city who are from a diff socioeconomic background. At first they just let me stay in the apt, now I make more than them (though not a lot). We share like family and look after eachother. Sometimes I wish I made more, like the other day when we were all posting our salaries, or when I browse ‘Who’s Hiring’ - but other ppl are more important than anything (unless you’re like a genius or something), you can lose work, money, etc. The internet can make you feel more isolated, being isolated can make you crazy - you need people, mostly to talk to, but also to depend on and to help in turn.
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