Earlier quoted context omitted.
“Courageous” If anyone has ever had to cancel a car sale you’ll realize how much of a hassle it truely is to “return a car” Your credit report will show a loan even after it’s been cancelled for weeks. I once cancelled financing for a car due to it not being as described. Started looking for a new car and found it. Got denied for a loan because my score showed a 60k loan with 0 payments made. It took almost 2 months…
> "financing for a car" ... "ding your credit score" To my mind the mere fact that someone would borrow money at all to buy _a car_ is a huge red flag against their creditworthiness / financial responsibility. But I keep reading online that people who otherwise seem pretty sensible do this as a matter of course. Is it possible that living in a city with functioning public transport has sheltered me to the point of na…
I have a 0% interest rate for 7 years on my other car. That's literally free money.