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Ask HN: How financially literate are you?

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Ask HN: How financially literate are you?

#1
Hello, I am in my late twenties and I often feel guilty about not doing enough financial planning - like regular investments, or long-term planning? - How are you managing it? - What was your starting point - any resources that helped you with stock related investment, how risk averse are you and generally what is your philosophy towards money?