Quit expecting governments to save you. The easiest fix for this problem is to stop using these products! No matter how much bad news comes out about Facebook, Apple, Google, and Amazon using your data in bad ways -- people still keep using them. If enough people quit, this will stop or a competitor will rise up who doesn't do this stuff.
You can't stop using Equifax, Experian, or Trans Union. While it is likely you can stop using Target, there are plenty of other retailers who have been the subject of data breaches. Here is just a partial list: https://en.wikipedia.org/wiki/List_of_data_breaches When these companies have data breaches and loose your credit data into the public they should pay a real price. At the moment their penalty is offering you…
Here again, personal responsibility trumps government salvation every time.