Having lived in Germany for 3 years now, and managed to speak German to a half-decent level (B1/B2), I offer the following observations. 1. The genders don't matter nearly as much as non-speakers think they do. If you talk to your bank, it doesn't matter if you ask about "der Konto", "die Konto" or "das Konto" (the last is actually correct), you will be able to communicate quite fine. Unlike French, there are very fe…
While it's true that people that want to understand you would understand you, even if you speak wrong, it's not something "not to worry about". Using the wrong gender or articles quickly gives a hint that you are some lowly educated factory worker living in Germany for 20 years and not caring to learn the language.
Probably it's good to know that it doesn't matter, just so that you feel less fearful and tend to speak more, even wrong....