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Show HN: HeyFromTheFuture – Advice people wish they had at your age

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Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#71

Post by soared »

commenter1 wrote: post #61
SketchySeaBeast wrote: post #44

Earlier quoted context omitted.

>It's all about your priorities/tradeoffs and how much work you're willing to put into it. They lead a very no-frills budget-restricted life, keep very minimal possessions, put effort into finding overseas teaching jobs in low cost-of-living areas, finding dirt-cheap travel deals... So how is their retirement plans coming along? >...and honestly I think the kids getting all this early travel and cultural exposure is…

One does not have to retire to a first world country. Seriously, why would you even want to retire to USA? Health care, which old people tend to use, is stupid expensive.

>Seriously, why would you even want to retire to USA?

Family. Literally everyone wants to retire near their family, kids, and grandkids.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#72

Post by SketchySeaBeast »

keiferski wrote: post #68
SketchySeaBeast wrote: post #44

Earlier quoted context omitted.

>It's all about your priorities/tradeoffs and how much work you're willing to put into it. They lead a very no-frills budget-restricted life, keep very minimal possessions, put effort into finding overseas teaching jobs in low cost-of-living areas, finding dirt-cheap travel deals... So how is their retirement plans coming along? >...and honestly I think the kids getting all this early travel and cultural exposure is…

Optimizing life for retirement seems like the single most backward strategy one could have. I don't even mean that in some sort of counter-cultural way - it just seems deeply irrational.

> Optimizing life for retirement seems like the single most backward strategy one could have.

I'm not suggesting optimizing for retirement, but I am advocating being aware of it. Choosing to make financial choices where only today is considered seems irrational as well, considering that tomorrow can and will come.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#74

Post by metamet »

keiferski wrote: post #68
SketchySeaBeast wrote: post #44

Earlier quoted context omitted.

>It's all about your priorities/tradeoffs and how much work you're willing to put into it. They lead a very no-frills budget-restricted life, keep very minimal possessions, put effort into finding overseas teaching jobs in low cost-of-living areas, finding dirt-cheap travel deals... So how is their retirement plans coming along? >...and honestly I think the kids getting all this early travel and cultural exposure is…

Optimizing life for retirement seems like the single most backward strategy one could have. I don't even mean that in some sort of counter-cultural way - it just seems deeply irrational.

Unless you're on track to retire in your 40's.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#75

Post by matte_black »

commenter1 wrote: post #61
SketchySeaBeast wrote: post #44

Earlier quoted context omitted.

>It's all about your priorities/tradeoffs and how much work you're willing to put into it. They lead a very no-frills budget-restricted life, keep very minimal possessions, put effort into finding overseas teaching jobs in low cost-of-living areas, finding dirt-cheap travel deals... So how is their retirement plans coming along? >...and honestly I think the kids getting all this early travel and cultural exposure is…

One does not have to retire to a first world country. Seriously, why would you even want to retire to USA? Health care, which old people tend to use, is stupid expensive.

As you get older, and your time becomes short, you're not going to want to retire to some completely foreign place you've never lived in. You will want to be close to people that matter to you, and enjoy the comfort of familiar things. Exploring new things becomes less appealing as you age. Exploration is for the youth.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#76

Post by pjc50 »

soared wrote: post #66
stabbles wrote: post #19

Earlier quoted context omitted.

Why do you think so?

Its the opposite lens of most the other advice. The others look at the mid 20s as a time to have fun, quit jobs you don't like, etc. This advice is purely fiscal - you earn in a prime position to earn money, so maximize that value while you can. All the advice agrees the mid 20s is a prime, but 80% is prime for fun/living while this one is prime for money. Still good advice, just a funny juxtaposition.

Also that's only true for a narrow subset of people working in "rockstar" industries where the career decline is sharp after 30. Footballers, pop stars, models, some programmers. Everyone else expects to make more as they get older. Some industries (e.g. acturaries, medical) have really long qualification processes so you will only reach full pay after 30.

It might be "peak savings opportunity because you don't have a family", but that's not at all the same thing.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#77

Post by DKnoll »

keiferski wrote: post #60
captainbland wrote: post #20

Hoo boy that's a lot of over-privileged suggestions right there. "hi, millennial who is working full time to make rent, now is the time to start your business!", "Why not take your family around the world?" It's a nice idea and the site works pretty well on mobile, but it sort of grinds my gears.

"If there's one thing I wish I could do to improve HN, it would be to detect this sort of middlebrow dismissal algorithmically. Unsophisticated people read an article like this and think: Gosh, I better eat honey for breakfast! People a little more sophisticated think: Hey, this is anecdotal evidence! Yeah, we know that. But is that the most interesting thing one can say about this article? Is it not at least a sourc…

Could one not argue this comment itself is a middlebrow dismissal? I don't think it makes sense to discredit comments just because they're not positive.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#78

Post by glassesman »

gowld wrote: post #39
chrismeller wrote: post #10

Earlier quoted context omitted.

I would add to the primer text that you should be sincere, it’s already got a lot of less than helpful stuff in it... “Don’t go bald, bald people aren’t happy.”

There aer treatments for hair loss that can slow but not reverse progression of baldness. "Don't go bald" is actionable.

Treatments that can have seriously adverse side effects for some individuals or simply not work at all for others. Furthermore, most of the treatments do exactly what you said: they slow the progression, not halt it. It's not so black and white, unfortunately.

Re: Show HN: HeyFromTheFuture – Advice people wish they had at your age

#80

Post by captainbland »

keiferski wrote: post #60
captainbland wrote: post #20

Hoo boy that's a lot of over-privileged suggestions right there. "hi, millennial who is working full time to make rent, now is the time to start your business!", "Why not take your family around the world?" It's a nice idea and the site works pretty well on mobile, but it sort of grinds my gears.

"If there's one thing I wish I could do to improve HN, it would be to detect this sort of middlebrow dismissal algorithmically. Unsophisticated people read an article like this and think: Gosh, I better eat honey for breakfast! People a little more sophisticated think: Hey, this is anecdotal evidence! Yeah, we know that. But is that the most interesting thing one can say about this article? Is it not at least a sourc…

I see where you're coming from, I'm not usually particularly good at farming for upvotes I just commented what was on my mind at the time. I think the solution to this isn't algorithmic, however, it's to say something that is genuinely more interesting than the middle-brow dismissal so that people upvote that instead.
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