Agreed, this mirrors my experience in healthcare. Hospitals pay the highest amount of money, for the lowest quality of software (regardless of whether developed internal, or purchased through healthcare software vendors).
The jobs are easy, and you can go months without doing any real work whatsoever. The company might not even care (since for hospitals, sales cycles are often measured in years, and minor upgrade cycles are often measured in months).
But this kills any desire to do anything. Almost no developer with any motivation or skills, wants to work somewhere where they do nothing useful and have no real work to do -- even if the pay is good, you can literally feel your brain rot out, and you start to be worried you'll never get hired at a "real job" ever again.
It's just a bad cycle of events all around.