Earlier quoted context omitted.
If I paid you $200, would you spend two weeks in jail? If getting that $200 meant risk to you (someone confronting you, someone else taking your money, risk of an officer giving you a beat down), would you still take it? It doesn't take a lot of risk to offset the "value" of stealing $950 labeled-worth goods (which will net you <$250 in cash).
When I was a young kid, my mom once told me that she never wanted to hear of me committing a crime I couldn't retire on. She doesn't remember saying it, this was an offhand statement when we saw a news item about someone stealing $20 from a gas station and doesn't really reflect how she looks at things AFAIK. Oddly, it really stuck in my mind and was present when I decided not to be peer pressured into a few incident…
The hilarious thing, of course, is looking at the news and seeing so many people commit crimes that they actually could retire off of... and then fail to retire, keep committing crimes, and get caught. Also a useful life lesson!