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Capital One Made Me Different Loan Offers Depending On Which Browser I Used

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Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#21
post #19
post #16

Earlier quoted context omitted.

If anything Safari is the only browser that _could_ be _at all_ indicative of one's financial bracket...

s/_/ * [replace _ with * ]

What is the world coming to, that you have to explain vi commands on HN?

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#22
post #19

Earlier quoted context omitted.

s/_/ * [replace _ with * ]

What is the world coming to, that you have to explain vi commands on HN?

That's technically just a regular expression (perl syntax). The vi equivalent would be

    :%s/_/*/g
Which is, replace all occurrences on all lines of '_' with ' *'

EDIT: Talk about formatting fail...

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#23
post #19

Earlier quoted context omitted.

s/_/ * [replace _ with * ]

What is the world coming to, that you have to explain vi commands on HN?

I actually couldn't get the asterisk to appear without adding text below it, and I didn't have anything else to add. So I just added an explanation.

Don't worry! I didn't feel like I needed to explain. But the formatting on HN is odd, and the rule on how to use asterisks is obscure and bizarre.

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#24
post #19
post #16

Earlier quoted context omitted.

If anything Safari is the only browser that _could_ be _at all_ indicative of one's financial bracket...

s/_/ * [replace _ with * ]

I wasn't aware HN actually had formatting, I was just trying to use plaintext for emphasis... Or does it?

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#25

It's either: - A random number each time - Normal split testing using a cookie - Split testing using the user agent rather than a cookie The last one would, I suppose, be more consistent than using a cookie- after all, most people wouldn't switch browsers, but they might clear their cookies. That being said, a few companies have gotten in hot water for doing this. Amazon in 2000: http://news.cnet.com/2100-1017-245631…

I can almost guarantee it's simply a split test using a cookie, as that's the standard way to experiment (using Google Website Optimizer and others). It's a common bracketing experiment.

Edit: To be clear, if it's flash cookies it could persist after browser installs but still be different per browser.

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#26
post #8
post #7

You also get different loans if you walk into a bank wearing a suit vs. a hoodie.

So which browser is the equivalent of a tuxedo? A suit? A hoodie? I'm not so sure browser choice is an accurate signal of a person's worth (In this sense, worth could mean anything).

I'd say Safari = black turtleneck.... firefox = hoodie....

actually the chrome figure makes sorta sense. chrome is super early adopters, so likely wealthier purchasers of high-end electronics... dunno completely pulling this outta my A$$ :-)

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#27

Just out of curiosity, is there any proof out there that airline companies discriminate based on browser choice? My thoughts are that since airline companies are the quintessential example of price discrimination they would most likely have such a system in place.

I worked at ITA software for a few years, in the team that wrote the software that searches for airfares. The prices of seats and their restrictions are published, and the data format predates the web (by a large margin). There's no field for "browser type." Each seat has about a dozen prices, and the only other way the user sees a price change is by turning a given price on or off. But the protocol that asks whether…

so more importantly: how do WE get better prices?

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#29
post #8

Earlier quoted context omitted.

So which browser is the equivalent of a tuxedo? A suit? A hoodie? I'm not so sure browser choice is an accurate signal of a person's worth (In this sense, worth could mean anything).

I'd say Safari = black turtleneck.... firefox = hoodie.... actually the chrome figure makes sorta sense. chrome is super early adopters, so likely wealthier purchasers of high-end electronics... dunno completely pulling this outta my A$$ :-)

You can say ass here. We're all adults.

Re: Capital One Made Me Different Loan Offers Depending On Which Browser I Used

#30
post #16

Earlier quoted context omitted.

Safari is a hoodie

If anything Safari is the only browser that _could_ be _at all_ indicative of one's financial bracket...

It runs on windows too, so it wouldn't be a very good indicator (assuming that you're saying the people who buy macs are more affluent than those who buy pcs).
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