Earlier quoted context omitted.
Many people are just too stubborn to go to the doctor. And many people go, knowing they can’t pay, because they’ll just never pay the bill and will dodge the bill collectors. Plenty of people receive free healthcare in the USA by virtue of never paying, but getting treated. It’s the middle class who pays their huge bills. Insurance doesn’t cover why these days and deductibles are insanely high. The poor get treated a…
The "middle class" you're referring to is literally everyone who has insurance. This has nothing to do with income. Non-payment is not the cause of the high prices. The system is broken in a number of ways. Premiums are a crazy percent of income, putting them out of reach for people who don't have employer subsidized plans. Even then, those employer subsidized plans get more expensive and provide less with each re-en…
For 2018 the individual limit was $7350,
https://obamacarefacts.com/health-insurance/out-of-pocket-ma...
Which granted is a _LOT_ if your making $30k a year, but its not the instant bankruptcy many people discovered themselves in after situations like yours where the out of pocket for "good insurance" could easily go over $100k for fairly limited hospital says.