I'm using it and it's great: https://n26.com
Ask HN: Online banks where I can open account worldwide?
11–20 of 121 posts
Re: Ask HN: Online banks where I can open account worldwide?
#12Revolut[1] seems perfect, I cannot recommend them enough. With their premium plan you get 1% cashback on all card purchases outside the EU as well. The support is great, if your card gets cloned or something.
You also can fluidly and transparently transfer between all different currencies at the interbank rate, which I find is great for travelling back home (Most of my cash is in Euros).
They are really, really good.
Re: Ask HN: Online banks where I can open account worldwide?
#13I love N26. I use it everyday. It is free, great conversion rate etc. it even works with Apple Pay. I know I sound like a paid advertiser, but I swear I just love their service
Some nice things: - you can pay with it during a flight, not possible with most of the online bank - depending on the country you can apply for overdraft - you can get cards that include different types of insurance, free withdrawals in any currency etc - you can have a savings account - you can even open business accounts and many more
Affiliate link, we will both get €15: https://n26.com/r/razvana9235
Non-affiliate link: https://n26.com
//added more info
Re: Ask HN: Online banks where I can open account worldwide?
#14I love N26. I use it everyday. It is free, great conversion rate etc. it even works with Apple Pay. I know I sound like a paid advertiser, but I swear I just love their service Some nice things: - you can pay with it during a flight, not possible with most of the online bank - depending on the country you can apply for overdraft - you can get cards that include different types of insurance, free withdrawals in any cu…
This works well on mobile...and is not in the USA yet.
But I joined the waiting list so eventually it will work.
Re: Ask HN: Online banks where I can open account worldwide?
#15Check out NomadCapitalist.com or specifically his YouTube channel where he has numerous videos about this exact topic. I know he recommends Georgia a lot for banking, but you might still need to open in person.
Re: Ask HN: Online banks where I can open account worldwide?
#16I love N26. I use it everyday. It is free, great conversion rate etc. it even works with Apple Pay. I know I sound like a paid advertiser, but I swear I just love their service Some nice things: - you can pay with it during a flight, not possible with most of the online bank - depending on the country you can apply for overdraft - you can get cards that include different types of insurance, free withdrawals in any cu…
This isn't a solution. OP asked for an account that can be opened from anywhere. This one only works in a handful of countries.
> I can open account worldwide?
Re: Ask HN: Online banks where I can open account worldwide?
#17It’s not something I’ve looked into, but being from Denmark, one of the most digitised public sectors of Europe, I do hear about our competitors.
I think you should look into Estonia, they offer digital citizenship and a range of other services. It’s not a full citizenship, but it allows you to do banking and create companies and such.
Not sure how commonly accepted it is in other parts of Europe though. But I think it might be worth a look.
Re: Ask HN: Online banks where I can open account worldwide?
#18I'm using it and it's great: https://n26.com
OP was asking for a bank that is available worldwide. N26 is not available in my country.
Re: Ask HN: Online banks where I can open account worldwide?
#19I love N26. I use it everyday. It is free, great conversion rate etc. it even works with Apple Pay. I know I sound like a paid advertiser, but I swear I just love their service Some nice things: - you can pay with it during a flight, not possible with most of the online bank - depending on the country you can apply for overdraft - you can get cards that include different types of insurance, free withdrawals in any cu…
Ex-customer here:
Beware, N26 is not "mobile first", it's "mobile only".
If you intend to use it without mobile phone or your mobile phone doesn't use the original Google Play services (e.g. due to LineageOS), then you can't confirm transactions and that makes it pretty useless.
Re: Ask HN: Online banks where I can open account worldwide?
#20Revolut[1] seems perfect, I cannot recommend them enough. With their premium plan you get 1% cashback on all card purchases outside the EU as well. The support is great, if your card gets cloned or something. You also can fluidly and transparently transfer between all different currencies at the interbank rate, which I find is great for travelling back home (Most of my cash is in Euros). They are really, really good.…
Revolut is not a bank (yet). It's nice to keep small amount of money there, but I wouldn't transfer all my money to them.
But yeah, they're great.