Earlier quoted context omitted.
I rarely make changes so I don’t see the value here. I have every recurring bill setup to auto pay. If I had to manually pay bills I would go insane.
Interesting. I choose to manually pay all my bills, and avoid monthly subscriptions for things. This allows me to see billing shenanigans as soon as companies attempt them, rather than months later. Comcast just recently raised my bill by 15% or so because that's what they do, and I was able to avoid it before paying it. With auto-pay I would have just kept paying the higher rate. I also try to manually pay everythin…
I bought a new cable modem to take advantage of the higher tier data rate, so I'm not actually ahead of things yet, cost-wise, but another couple of months will do it.
I think we need that monthly payment friction to pressure companies to keep up their value proposition to customers. If I have to continually re-choose to be a customer, the company has to do more to keep me satisfied.