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Show HN: How to start a business in France

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Show HN: How to start a business in France

#1
Hacker News loves talking about the state of startups in France [1], and the particularities of our social security system [2].

There is no official answer in English on the Web to the question "how to start a company in France", so we've built a website to guide you through it with as little headache as possible.

https://mycompanyinfrance.fr

It's open-source software [3] built inside the French public startup incubator, beta.gouv.fr.

For those interested : does it convey most of the information you need ? What's missing ? It's the first iteration, and we're planning many new features.

[1]: Startup nation ? https://news.ycombinator.com/item?id=18066248

[2]: The French healtcare and pay as you go pension systems are also regularly discussed e.g. https://news.ycombinator.com/item?id=12998163

[3]: Source: https://github.com/betagouv/syso/

Re: Show HN: How to start a business in France

#2
Would be great to understand more about accounting requirements, recurring filings, costs of preparing and filing these and the business tax system in general. Also, are there any other demanding/taxis laws for a company with let's say 4 employees. What about sick leave, what about parental leave? What about if the first hire is underperforming, can you easily get rid of that person etc (important in startups with a handful of employees)?

At least in my case, I would want some information regarding that so I could decide if incorporating in France is a good idea, compared to let's say Estonia or the US.

Re: Show HN: How to start a business in France

#3
I am French and I applaud at any initiative to help the part of the French economy not under the government control (circa 45%)!

1. But even if my browser is set to English, I see French on https://embauche.beta.gouv.fr/ and most of the issues on the Github repository are written in French! What signal do you want to send?

2. As one can find on "https://embauche.beta.gouv.fr/" the employee gets only half of what the employer pays.

Contrary to what is stated on the same site, one employee does not get much benefit of what the employer pays for her retirements and healthcare, because:

* if she is hired now, there is a good probability that she will have only a little retirement pension in 40 years, even if the law does not change. (probably close to the minimum salary, at least I hope so). So all this considerable amount of money will be wasted in the state and the "sécurité sociale" deep pockets.

* It is the same for the health fund: What makes the French health system seems free for workers, is that they have a mandatory mutual [0] which pays for most of the costs. The "Social security" pays around of 10% of most usual costs, the mutual fund pays the rest...

Most French companies are trying hard to use other schemes for paying better their employees, for example because they have some company investment fund, but "shut...".

[0] This website is provided by the URSSAF, the French social security contributions collector"

Re: Show HN: How to start a business in France

#5
Before considering creating a company in France, check the position of this country in the 'Employment flexibility index 2018' [1]. France has the worst ranking...

Before doing this kind of marketing, do the essential updates first and companies will blossom all over the country.

[1]: https://en.llri.lt/wp-content/uploads/2017/12/Employment-Fle...

Re: Show HN: How to start a business in France

#6

Before considering creating a company in France, check the position of this country in the 'Employment flexibility index 2018' [1]. France has the worst ranking... Before doing this kind of marketing, do the essential updates first and companies will blossom all over the country. [1]: https://en.llri.lt/wp-content/uploads/2017/12/Employment-Fle...

Maybe the author doesn't have the power to do said updates :). Does a low flexibility index indicate that companies should not be opened in France, or even considered? Your point is totally valid, however I don't see how it invalidates what OP worked on

Re: Show HN: How to start a business in France

#7

I am French and I applaud at any initiative to help the part of the French economy not under the government control (circa 45%)! 1. But even if my browser is set to English, I see French on https://embauche.beta.gouv.fr/ and most of the issues on the Github repository are written in French! What signal do you want to send? 2. As one can find on " https://embauche.beta.gouv.fr/" the employee gets only half of what the…

> The "Social security" pays around of 10% of most usual costs, the mutual fund pays the rest...

What? The basic insurance scheme pays at least 60% of a set of reasonable, negotiated fees and the "mutuelle" covers the rest. There are a few corner cases (complicated dental work, optics) but these are being addressed. Usually the out-of-pocket expense is minimal to nil (a "forfait moderateur" of around 1 euro per doctor's appointment for instance)

Re: Show HN: How to start a business in France

#8
France is a fantastic country to start a company: very little things to pay until you actually make a profit, company creation process is easy, consequences for failure are very low to inexistant if you’re a startup. And the state is there to help you get all kind of loans by offering guarantees to the banks for you.

Re: Show HN: How to start a business in France

#9

I am French and I applaud at any initiative to help the part of the French economy not under the government control (circa 45%)! 1. But even if my browser is set to English, I see French on https://embauche.beta.gouv.fr/ and most of the issues on the Github repository are written in French! What signal do you want to send? 2. As one can find on " https://embauche.beta.gouv.fr/" the employee gets only half of what the…

Why spreading FUD?

Social security paid for 76% of all medical costs in 2014 (last numbers I could find).

92% of hospital bills 64% of doctors visits 62% of drugs, glasses and such. Most prescribed drugs by your doctor being reimbursed 100% you don't even have to pay at the pharmacy.

http://www.vie-publique.fr/decouverte-institutions/protectio...

You also have a very simplistic way of understanding how our retirement pension system works and the role it has in the society.

Re: Show HN: How to start a business in France

#10

I am French and I applaud at any initiative to help the part of the French economy not under the government control (circa 45%)! 1. But even if my browser is set to English, I see French on https://embauche.beta.gouv.fr/ and most of the issues on the Github repository are written in French! What signal do you want to send? 2. As one can find on " https://embauche.beta.gouv.fr/" the employee gets only half of what the…

I'm not sure what you mean by "deep pockets" of the "Sécurité Sociale" (is it "deep" in the sense that it's seen as bottomless, has a rather big deficit for parts of it, and it kinda assumed to be bailed out by taxpayer ; or "deep" because someone keeps the money ?)

Also, we have to make one thing clear about the whole system in France, that's quite different from other places: your employer does not pay for your retirement and healthcase ; she pays for everyone's. Since you're most likely not retired when you have an employer (duh), and most likely not heavily sick, that's probably mostly "everyone else's".

Of course, the line gets more bluried if you happen to have kids (and get the "allocations familiales", or housing help, etc...) or sick relatives, or retired ancestors.

It's a long, heated, and complicated debate whether this is a good thing or not, and whether this is sustainable in the long-term, and whether the current generation of worker will be able to get the same "generosity" from the next generation.

It's also true that most people find some way to save money "for themselves", and that companies can benefit from systems where they save money directly for their employees.

And, guess what ? As usual, this is debated at the very moment we speak, so expect nothing except change :/

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