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Update to Ask HN: What to do if I’m about to lose my job to mental health issues

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Re: Update to Ask HN: What to do if I’m about to lose my job to mental health issues

#82
post #68

Earlier quoted context omitted.

45% is only the (higher bracket) "federal taxes" (France isn't a federal country) that don't include all the welfare contributions which are taken from your salary (22% IIRC) and also the higher employer contributions. Edit, FYI: - 14% from 9 964 € to 27 519 € - 30% from 27 519 € to 73 779 € - 41% from 73 779 € to 156 244 € - 45% beyond 156 244 € And the table here for the social contribution that are taken out of yo…

I left those out of my headline numbers too though.

Yeah I just clarified because of the part that said "for France's system", this part of the tax is not what's paying for the welfare part of the "system". According to https://argent.boursier.com/impots/analyses/ou-va-largent-de...

- 23.5% for tax credit for other people (i.e. think about solar panels, etc.)

- 15.7% for primary/secondary education (i.e. from kindergarten to 12th)

- 13.6% for counties and other local / regional structures.

- 11.5% for interest on the debt.

- 9.35% for the Defense budget.

- 6.35% for Universities (education and research) => This is paying for ~ free education!! Probably the best deal in the French system compared to the USA.

- 5% for Europe

- 4.3% Police

- 1.9% Judiciary

Re: Update to Ask HN: What to do if I’m about to lose my job to mental health issues

#84
post #75

Earlier quoted context omitted.

Yes if all you think about is yourself then that works well.

Personal attacks aren't ok here. Please don't post like this, regardless of how wrong you think another commenter is. It degrades discussion considerably. https://news.ycombinator.com/newsguidelines.html

Note the if. But you’re welcome to s/you/someone. It’s ment as a general statement without going into the details as to why a welfare system might be a good idea. Also you’re judging that only thinking about yourself is a negative thing.

Re: Update to Ask HN: What to do if I’m about to lose my job to mental health issues

#85
I had a psychotic break from reality while employed a few years ago. This was mostly due to a long term viral infection...

It sounds like you can barely work. Is it possible for you to get a easier job or one that’s more physical? Taking care of the bare minimums like food and shelter are priority number one. Everything else comes second.

Therapy and meds can go a long way but you’ll still face living with a disability.

The outlook is bleak unless you can provide for yourself and at least enjoy eating.

I recommend cats and cspan.

Re: Update to Ask HN: What to do if I’m about to lose my job to mental health issues

#87
post #83

Antidepressants really do help. Especially for getting out of the lowest lows. Then, when you are out of the lowest lows, the other things (like talk therapy) have a chance to be effective.

I absolutely hate anti-depressents but there is some truth to this statement.

Re: Update to Ask HN: What to do if I’m about to lose my job to mental health issues

#88
post #55

Earlier quoted context omitted.

Wow, that's actually a great deal. The top marginal tax rate in the state of California this year is roughly 65% (and that's excluding employer contributions). 13.3% of all income (State) + 39.6% of all income (Federal) + 5.3% of all income (Federal double tax on State Tax - thanks, Donny) + 6.2% of all income (Social Security - Individual) ===== 64.4% Then of course your employer pays another 6.2% of gross earnings…

You're double counting the "Federal double tax." Also, the marginal Social Security tax is $0, since it phases out long before you hit those marginal rates. That being said, the reason France can offer robust services while California cannot, even though tech worker taxes are similar between the two countries, is because France taxes everyone that way. In France, the 41% tax bracket (just a little lower than the top…

> France can offer robust services while California cannot,

France offers much more social security than whole US.

Re: Update to Ask HN: What to do if I’m about to lose my job to mental health issues

#89
post #55

Earlier quoted context omitted.

You're double counting the "Federal double tax." Also, the marginal Social Security tax is $0, since it phases out long before you hit those marginal rates. That being said, the reason France can offer robust services while California cannot, even though tech worker taxes are similar between the two countries, is because France taxes everyone that way. In France, the 41% tax bracket (just a little lower than the top…

> France can offer robust services while California cannot, France offers much more social security than whole US.

Most of the US has much lower taxes than California.
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