I see this fallacious argument made as a counterpoint time and time again and it is getting tiresome.
If you look at all the relative statistics, both IIHS and insurance, the drivers who practice safe driving techniques and do not drive distracted have something crazy like a 3-4 fold lower accident rate. Moreover, those drivers who have had an accident are much more likely to have another one. Have you ever met someone who has gone their entire life without an accident? They exist, I encourage you to speak to them about how they drive -- more often than not it isn't by...accident (sorry)
The other point I am making here -- the drivers who do account for reckless, endangering driving, or who are careless by some measure of frequency (not careless as a whole, but maybe they forgot to change to their winter tires and properly inflate them?) -- they tend to pay the price the most. Their insurance rates are higher, they get tickets and points, and eventually the worst ones aren't allowed to drive at all.
When the "worst" AI's that are responsible for some amount of crashes, who is going to pay the price? Whose license is going to get deducted? Whose insurance is going to go up? In the world of driverless ubiquity, who is going to be the check and balance? What self-selecting mechanisms are going to protect us? You think Waymo will give a shit?
There are other reasons this argument is fallacious, the most obvious one that driverless cars have not yet proven they are safer or can remain statistically significantly safer than safe human drivers. How do we know driverless cars cannot or won't be compromised? What if a foreign nation state deploys an attack that exploits a known weakness? What if a car company is infiltrated by a bad actor and uses bad training data? We were able to break into a country's nuclear reactor. Russians were able to break into our democracy. I imagine this would be a nice juicy target for a country that really doesn't like us. Ect. Ect. It is going to come with a whole host of it's own unique problems, so comparing them to current human driving problems (which have potential solutions that our government won't embark on -- different story for a different day) generally won't be fruitful.