31–40 of 374 posts
Education is free (MIT has free courses, and there are lots of opportunities nowadays for self-study); it's a degree that's expensive.
There really needs to be some “free market” ideology injected into the way loans are dispersed. First of all students need a way to declare bankruptcy. Second, we must take into consideration future earnings potential when deciding how much and at what rate.
Permitting bankruptcy would instantly add more risk to the lender and thus instantly boost the interest rate on the loan, potentially pricing it out of the range of the student.
It's a damn shame we've let this crisis reach this scale. Along with healthcare, climate change, the debt, our inauguration, and so on, we've been essentially frozen for most of my life as politicians concern themselves more so with existential power struggle. The right wants to bring us back to the gilded age, the left makes headlines but is barely relevant, and the center is trying to squeeze bandaid solutions whil…
It's a damn shame we've let this crisis reach this scale. Along with healthcare, climate change, the debt, our inauguration, and so on, we've been essentially frozen for most of my life as politicians concern themselves more so with existential power struggle. The right wants to bring us back to the gilded age, the left makes headlines but is barely relevant, and the center is trying to squeeze bandaid solutions whil…
There really needs to be some “free market” ideology injected into the way loans are dispersed. First of all students need a way to declare bankruptcy. Second, we must take into consideration future earnings potential when deciding how much and at what rate.
Permitting bankruptcy would instantly add more risk to the lender and thus instantly boost the interest rate on the loan, potentially pricing it out of the range of the student.
Sweden has that system. Can't say it is that terrible.
There really needs to be some “free market” ideology injected into the way loans are dispersed. First of all students need a way to declare bankruptcy. Second, we must take into consideration future earnings potential when deciding how much and at what rate.
While I'm not for or against such a policy, I find it intriguing you think bankruptcy is free market ideology adjacent.
It's a damn shame we've let this crisis reach this scale. Along with healthcare, climate change, the debt, our inauguration, and so on, we've been essentially frozen for most of my life as politicians concern themselves more so with existential power struggle. The right wants to bring us back to the gilded age, the left makes headlines but is barely relevant, and the center is trying to squeeze bandaid solutions whil…
I often wonder how many problems would be fixed by adding a 2 term limit to the House and Senate.
It's a damn shame we've let this crisis reach this scale. Along with healthcare, climate change, the debt, our inauguration, and so on, we've been essentially frozen for most of my life as politicians concern themselves more so with existential power struggle. The right wants to bring us back to the gilded age, the left makes headlines but is barely relevant, and the center is trying to squeeze bandaid solutions whil…
I often wonder how many problems would be fixed by adding a 2 term limit to the House and Senate.
It's a damn shame we've let this crisis reach this scale. Along with healthcare, climate change, the debt, our inauguration, and so on, we've been essentially frozen for most of my life as politicians concern themselves more so with existential power struggle. The right wants to bring us back to the gilded age, the left makes headlines but is barely relevant, and the center is trying to squeeze bandaid solutions whil…
I often wonder how many problems would be fixed by adding a 2 term limit to the House and Senate.
Term limits don’t work.