This is really impressive, like the rest of the Stripe API! Although many people here are asking about creating virtual banks and issuing cards to customers, it appears that the intended audience of this API is a business that has a Stripe account, that wants to be able to issue cards to employees/trusted officials that charge against that single Stripe account. There is no mention of issuing cards to external custom…
Stripe Issuing – An API for creating physical and virtual cards
171–180 of 217 posts
Re: Stripe Issuing – An API for creating physical and virtual cards
#172This is really impressive, like the rest of the Stripe API! Although many people here are asking about creating virtual banks and issuing cards to customers, it appears that the intended audience of this API is a business that has a Stripe account, that wants to be able to issue cards to employees/trusted officials that charge against that single Stripe account. There is no mention of issuing cards to external custom…
> Does anyone know of an API that would allow a Credit Card user the ability to grant real-time webhooks to a 3rd party as they swipe their card? Galileo and Pex already support basically the same stuff as Stripe Issuing. It's nice to have this option within the Stripe ecosystem though. If you use stripe and an existing 3rd part to do this there are bank transfers involved to get funds from one place to the other. ht…
Re: Stripe Issuing – An API for creating physical and virtual cards
#173Is this what Marqeta does?
Re: Stripe Issuing – An API for creating physical and virtual cards
#174This is really impressive, like the rest of the Stripe API! Although many people here are asking about creating virtual banks and issuing cards to customers, it appears that the intended audience of this API is a business that has a Stripe account, that wants to be able to issue cards to employees/trusted officials that charge against that single Stripe account. There is no mention of issuing cards to external custom…
Yes, Marqeta provides this - they call it JIT funding.
Re: Stripe Issuing – An API for creating physical and virtual cards
#175Earlier quoted context omitted.
(I work on Stripe Issuing.) We've been primarily focused to date on companies where issuing cards is core to providing their business to customers, for example a startup that provides expensing customers, or a platform that needs to purchase goods in the real world. We're less focused on a business just using it for their own expensing (as we don't have receipt upload functionality, etc). To your two other questions…
Hopefully increasing the response time to > 2s (whether it's settable in the API or just has a longer timeout) is on the roadmap, I can think of lots of future use cases where you would want a human in the loop on authorizations. Looks like a great product and props to you and your team for shipping this.
It adds a step during checkout where you are redirected to your bank/card issuers page to answer some security questions.
Re: Stripe Issuing – An API for creating physical and virtual cards
#176This is really impressive, like the rest of the Stripe API! Although many people here are asking about creating virtual banks and issuing cards to customers, it appears that the intended audience of this API is a business that has a Stripe account, that wants to be able to issue cards to employees/trusted officials that charge against that single Stripe account. There is no mention of issuing cards to external custom…
(I work on Stripe Issuing.) We've been primarily focused to date on companies where issuing cards is core to providing their business to customers, for example a startup that provides expensing customers, or a platform that needs to purchase goods in the real world. We're less focused on a business just using it for their own expensing (as we don't have receipt upload functionality, etc). To your two other questions…
Btw is this similar to Marqeta‘s JIT solution?
Re: Stripe Issuing – An API for creating physical and virtual cards
#177Earlier quoted context omitted.
entropay.com has similar virtual cards for a ~4% fee
Entropay.com is great - I use it for sites that really don't want my Australian dollars (normally this is enough for me to never buy from them, but sometimes I really do need the product). The cards are "American", but appear to be issued somewhere in the EU - I've had the number rejected by someone, maybe Sling? I do wonder if I'm getting flagged as a higher fraud risk when I use it, though.
Re: Stripe Issuing – An API for creating physical and virtual cards
#178Are CC numbers always unique? Or can there be multiple people with the same number but different expiry codes (or others). I always wondered if we'd run out of cc numbers. 10^16 is a big number, but take out the checksums and unused blocks I'd guess we're down to only a few thousand per person.
Each issuer has 1 trillion possible account numbers.[0] [0] https://www.creditcards.com/credit-card-news/credit-card-app...
Re: Stripe Issuing – An API for creating physical and virtual cards
#179That’s awesome. I wonder how easy would it be to code an easy service that generates a different card for every subscriptions. No more hassle to cancel this gym membership!
Look at https://privacy.com/
Re: Stripe Issuing – An API for creating physical and virtual cards
#180Nevertheless, this is one development that makes me interested in Stripe again. I'm looking forward to using this at some point in the future when they open this up out of friends-frist mode.