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Stripe Issuing – An API for creating physical and virtual cards

stripe.com

31–40 of 217 posts

Re: Stripe Issuing – An API for creating physical and virtual cards

#31
Very cool.

Any chance Stripe lifts some restrictions on prohibited businesses soon? Virtual cards can be particularly useful in travel, but that use case on Stripe has long been considered prohibited: https://stripe.com/us/prohibited-businesses

Also, any chance for custom prints on the cards?

Re: Stripe Issuing – An API for creating physical and virtual cards

#34
post #23
post #16

Earlier quoted context omitted.

We're starting out in the U.S., but have a number of other markets in-flight. Please let us know about your use case on the invite form ( https://stripe.com/issuing ) — that'll help us prioritize where to go next :)

I have reached out, just now, please begin the discussions with us asap because we are in the middle of going with Emburse and would consider this instead.

Emburse are great! They provide far more in the way of user a user experience to set controls, manage budgets, etc. We'd highly encourage going with them! (Stripe Issuing is an API-first product -- if you want to build software like Emburse, we would be more suitable.)

Re: Stripe Issuing – An API for creating physical and virtual cards

#36
post #2

That’s awesome. I wonder how easy would it be to code an easy service that generates a different card for every subscriptions. No more hassle to cancel this gym membership!

That may be a bad idea — you have entered into a contract, one that likely doesn't account for that sort of "cancellation" and so gyms could legally keep charging you, consider the account delinquent for awhile, then close it and sell that debt to a collection agency. On the other hand 24h fitness auto-canceled my membership when I didn't go for a little while, so at least some have some kind of incentive to not have…

you have entered into a contract, one that likely doesn't account for that sort of "cancellation" and so gyms could legally keep charging you, consider the account delinquent for awhile, then close it and sell that debt to a collection agency.

This happens. A LOT.

Re: Stripe Issuing – An API for creating physical and virtual cards

#37
post #16

Earlier quoted context omitted.

Will this be launched worldwide? If not, which countries in the first phase?

We're starting out in the U.S., but have a number of other markets in-flight. Please let us know about your use case on the invite form ( https://stripe.com/issuing ) — that'll help us prioritize where to go next :)

We would be entirely API used for QA automation.

Looked through the docs and meets the same needs that Emburse meets.

Re: Stripe Issuing – An API for creating physical and virtual cards

#38

Very cool. Any chance Stripe lifts some restrictions on prohibited businesses soon? Virtual cards can be particularly useful in travel, but that use case on Stripe has long been considered prohibited: https://stripe.com/us/prohibited-businesses Also, any chance for custom prints on the cards?

Absolutely happy to talk about travel use cases -- we are supporting it today. We also (only) support custom designs.

Re: Stripe Issuing – An API for creating physical and virtual cards

#39
post #33

Are these credit or debit cards? Asking because I've previously had issues with virtual debit cards where merchants "force posted" transactions through.

Looks like debit, the docs mention that purchases debit your stripe account balance.

Re: Stripe Issuing – An API for creating physical and virtual cards

#40

So the question then begs. Is this the beginnings of a digital bank? Will they start to do things like: - Virtual Accounts / Ledger support. - Micro Loans. There doesn't seem to be a digital bank that does end to end payments in the US, that businesses can plug into with an API and have everything taken care of. There is Railsbank[0], yet they are located in the UK and US support may be in Q4 this year. But they aren…

Have a look at:

https://openplatformbbva.com

https://synapsefi.com

https://www.marqeta.com

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