One thing that Neuromancer had, but we never got, was credsticks. I want a fee-free electronic wallet that is anonymous. Also, we really need a law saying that the credit card companies (and others in the toolchain) can't use our data for anything but payment processing. I'm sick of being tracked by my transactions.
No Shirt, No Swipe, No Service
31–40 of 140 posts
Re: No Shirt, No Swipe, No Service
#32To echo what others have said, cashless systems -- especially in fast food chains -- are a quick way to discriminate against a whole population of the underbanked. I was in Dos Toros (burrito chain mentioned early in the article) about a month ago, and the woman in line ahead of me didn't have a card. She got so embarrassed at the register despite having ample cash to pay for her meal. I paid for her with my card, sh…
Can't you buy a prepaid debit card at a Walmart? I think it's probably fine to let the business decide whatever means of payment they want to accept.
Once upon a time the customer was always right. A business was supposed to serve the customer's needs and did what was necessary to achieve that. Now the business can insert multiple middlemen with commissions and transaction fees and the damn customers can just fall into line. Sharpish please, and no complaints or we'll close your account.
Do we not see a problem travelling down this road? Or do we have to return to barter and hacksilver to decide perhaps cash was useful?
Re: No Shirt, No Swipe, No Service
#33Re: No Shirt, No Swipe, No Service
#34To echo what others have said, cashless systems -- especially in fast food chains -- are a quick way to discriminate against a whole population of the underbanked. I was in Dos Toros (burrito chain mentioned early in the article) about a month ago, and the woman in line ahead of me didn't have a card. She got so embarrassed at the register despite having ample cash to pay for her meal. I paid for her with my card, sh…
Re: No Shirt, No Swipe, No Service
#35Earlier quoted context omitted.
Can't you buy a prepaid debit card at a Walmart? I think it's probably fine to let the business decide whatever means of payment they want to accept.
Why should you have to? Once upon a time the customer was always right. A business was supposed to serve the customer's needs and did what was necessary to achieve that. Now the business can insert multiple middlemen with commissions and transaction fees and the damn customers can just fall into line. Sharpish please, and no complaints or we'll close your account. Do we not see a problem travelling down this road? Or…
This is going to sound glib, but I assure you that it's offered genuinely: you don't have to do anything.
Re: No Shirt, No Swipe, No Service
#36To echo what others have said, cashless systems -- especially in fast food chains -- are a quick way to discriminate against a whole population of the underbanked. I was in Dos Toros (burrito chain mentioned early in the article) about a month ago, and the woman in line ahead of me didn't have a card. She got so embarrassed at the register despite having ample cash to pay for her meal. I paid for her with my card, sh…
Can't you buy a prepaid debit card at a Walmart? I think it's probably fine to let the business decide whatever means of payment they want to accept.
1) walmart charges 3% for all purchases outside of walmart
2) walmart charges 1$ for all purchses
3) walmart charges 5$ monthly maintenance fee
4) walmart charges 3$ to 5$ per deposit
5) even to check account status costs 50cents
Holding cash has none of these costs. I am not surprised that there is a large contingent of society that doesn't trust cards and banks.
Re: No Shirt, No Swipe, No Service
#37To echo what others have said, cashless systems -- especially in fast food chains -- are a quick way to discriminate against a whole population of the underbanked. I was in Dos Toros (burrito chain mentioned early in the article) about a month ago, and the woman in line ahead of me didn't have a card. She got so embarrassed at the register despite having ample cash to pay for her meal. I paid for her with my card, sh…
If something like this doesn’t exist, it seems like a good startup opportunity.
Re: No Shirt, No Swipe, No Service
#38No cash, no sale. Privacy is a big deal to me. Plus downtime. Cash always works. Handling it is sometimes a PITA, but I must say we have a long way to go before electronic systems work well universally. Ordinary people are confused by them, and there are many janky, ultra cheapo type readers out there. For me personally, I leave my mobile unconnected to any payment system. I don't need or want that. I will and do use…
The falsity of this statement is the entire point of the article.
I agree with you otherwise, I think, but this sentence is, now, in this time, unambiguously false.
Re: No Shirt, No Swipe, No Service
#39Earlier quoted context omitted.
Why should you have to? Once upon a time the customer was always right. A business was supposed to serve the customer's needs and did what was necessary to achieve that. Now the business can insert multiple middlemen with commissions and transaction fees and the damn customers can just fall into line. Sharpish please, and no complaints or we'll close your account. Do we not see a problem travelling down this road? Or…
> Why should you have to? This is going to sound glib, but I assure you that it's offered genuinely: you don't have to do anything.
Re: No Shirt, No Swipe, No Service
#40Earlier quoted context omitted.
Why should you have to? Once upon a time the customer was always right. A business was supposed to serve the customer's needs and did what was necessary to achieve that. Now the business can insert multiple middlemen with commissions and transaction fees and the damn customers can just fall into line. Sharpish please, and no complaints or we'll close your account. Do we not see a problem travelling down this road? Or…
> Why should you have to? This is going to sound glib, but I assure you that it's offered genuinely: you don't have to do anything.
I would make a point of not supporting such a business but if I'm in a minority and cashless catches on...