I have my chartered finanial analyst (CFA) designation and the ti-ba II+ is the only calculator allowed for the 3 years of exams required to get the designation. It is a very simple device and this lock-in is the only way I would have paid $65 for each of the three I own.
The TI-BAII+ is primitive in comparison to what is possible to program and create a web-gui.
Heck they have even made their own iPhone/iPad version:
http://itunes.apple.com/app/ba-ii-plus-tm-financial-calculat...