Stop buying stuff. I was a compulsive spender. Never bought on credit mind but I’d blow my entire paycheque after bills on stuff like cameras, hifi, the latest Apple doodad, etc. I literally stopped buying anything not required for my day to day sustenance. No Netflix, started renting what I wanted to watch which forced me to be more picky with my expenditure and time. No more eating out except for special occasions.…
Would like to add "habit of drinking water" to this list. ANY beverage whether its coffee, soda, tea - is easily 4 to 6 dollars and is an entirely made up requirement.
Soda is best abandoned, however.