I am around your age and have had similar feelings lately.
I had a Tomy Tutor, and IBM XT, a PS/2 Model 50,a 486DX-33, and others. I started on BBSs in 7th grade.
I've always felt, the majority of those that make it big, get out of the game. We've seen some come back (Paypal mafia), but I feel the majority of the talent exits the industry.
With each cycle of this, we are left with a different group, which I think explains the "chrome" you mentioned.
We saw the dot-com bubble firsthand, and maybe we want to be part of that again? Of course, it was never really sustainable, but the optimism and salaries of the 1990s were nothing to scoff at.
Now, to see again, approx. 15 years later, the same 640x480 screens we grew up with, in cellphones, so we can watch movies while we drive or walk down the street.
We were optimistic about the year 2000 since birth, and looking back, some promised devices are beginning to emerge, like multi-touch input devices and sleek tablets.
The majority of the innovation and technology we evolved with, is now used to license consumers digital goods.
The internet and computers are mainstream now and it is mostly about money. Some BBS operators did it for the money, but the majority did it for the love.
When we were kids, we could stay up until the wee hours of the morning exploring with our PCs, while our parents took care of us. Now we must pay our own bills, and developing software as a job can do this, but when you get home, you don't want to work more.
Some coders I've worked with have a true obsessive compulsion for writing code. They write code from when they wake up to when they go to sleep. Others need to take breaks.
As many others have mentioned, take a break (if you can afford it). Otherwise, you may have to take a lower-paying job in a different industry and trim some expenses, but the mental health aspect could be worth it.
IMHO, the most amazing advancement to come out of any of this is...
http://www.khanacademy.org/
Maybe get involved with Khan? That is the one site on the internet that gives me hope this technology can and will be used for progress.
Thank you for posting this. Lot's of valuable insight from everybody.
NO CARRIER