Do cost of living calculators take into account the more static pricing of non-necessities?
For example, maybe an apartment in the Bay Area costs, say, 300% what it costs in a major mid-western city. Groceries are 150% more expensive and other necessities are equally as expensive. (All numbers made up for the sake of example)
After you pay for the things you need though, you move on to things you want. Investments in stocks and bonds still cost the same no matter where you live. Flights actually are often cheaper from major, HCOL cities. Mobile phones cost the same online no matter where you live.
So basically I don't know if the cost of living calculators properly scale with the incomes that SWE provides in certain markets (specifically the PNW).
Does this make sense? I'd be interested if anyone had more information about this.